Yeah, everyone knows that those pesky Europeans are COMMUNIST!! accessible affordable medical care for everyone..it's so.... un-American...don't they know heathcare for profit is the American way...
-------------- History is no more than the lies agreed upon by the victors.
Yeah, everyone knows that those pesky Europeans are COMMUNIST!! accessible affordable medical care for everyone..it's so.... un-American...don't they know heathcare for profit is the American way...
What's wrong with profits?
I would argue that nothing is wrong with it. It is because of the possibility of profits that creates ingenuity and advances in modern medical science and technology. Profits are a huge part of what motivates people to be creative.
It should solve a lot of problem. The possibility of the US lowering our life expectancy should solve even more problems.
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-------------- Actually my wife is especially happy when my google check arrives each month. Thanks to douchbags like you, I get paid just for getting you worked up. -Liberal
So when you go on Medicare you will be able to fix up a body that has been neglected for 50 years! Maybe you like your $5000 deductible but if you had to use it then what? So far you have been lucky!
Not true.
While I have never had to see a doctor for an illness, I DO see one every year for a flight physical. I have mine done at Mayo in Rochester--it takes an entire day.
As part of the physical, they also suggest diagnostic procedures--a different one every year.
Other than being a little overweight, I take pretty good care of myself, and I'm willing to assume my own risk.
What would be the savings if I paid your health costs, and you paid mine?
Is that "fair"?
MY risk is relatively low. I don't want to pay for somebody that engages in risky behavior. Similarly, someone in their 20s shouldn't have to pay for someone in their 60s.
Let's get back to what insurance was MEANT to be. Lloyds of London, for example, was started as a group of shipowners at a coffeehouse. They wanted to pool resources to prevent a total loss if one of their ships went down. The hired statisticians--actuaries--to come up with the chance of any one ship going down, and assessed each owner enough to cover the loss. Since they all had a vested interest in the prevention of loss, the group did everything they could to prevent loss--and excluded or charged higher premiums for risky business.
In its simplest form--that is what insurance DOES--spreads the risk, and charges MORE for risk. Insurance is like a Las Vegas bet--the company is betting that you will pay more in premiums than they will in losses--that you will pay more YEARS of premiums before you have a loss--whether medical, property, auto, or life. MOST people view insurance this way--they know that the "house" (insurance company) has the edge, but they buy insurance anyway to prevent a catastrophic loss.
Insurance USED to be for an affinity group to spread the risk--say a group of 20-year olds. As usual, when government gets involved, it skews the market. When government says that those same healthy people have to cover obstetrics, mental health, unhealthy lifestyles, and catastrophic illness for all, the price goes out of sight. Let's get back to what insurance was DESIGNED to do--cover you for catastrophe, not for every little sniffle.
If you want insurance, BUY insurance--and do what you can to make your risk low.
-------------- "If you want to anger a Conservative, tell him a lie. If you want to anger a LIBERAL, tell him the TRUTH!"
Tell us the details Ned. How much were your deductibles and what did you have to use it for?
Deductible was $4000 Then the ins. co. paid 80% of what they thought was fair and equitable which ended up being about 60% of the bill which they then paid. I had cancer with surgery and radiation. By the time all was said and done, I had to pay over $20000 out of pocket.
Guess what? the next premuim doubled and I tried to shop around and no one would take me or if they did they would not cover any form of cancer in the future.
I had to sell my business and get a job where insurance was furnished. Then as the years went by the premiums went up employees share of the cost went up, deductibles went up. The cost tripled and the coverage went down. So If you guys like private ins. enjoy it while you can get it, because if you ever get sick you may as well consider bankruptcy as on of your choices. Private insurance will no longer be offered to you!
I finally got old enough to be eligible for medicare, now I can afford to go to the Doctor and I can take care of my health............. ....ned
Honestly, I haven't read a complete diatribe from "the jimmy" in months. The reason is because he has no problem lying or misleading with crazy links to back up his Limbaugh material. For example the link he used to show how horrible socialized health care was a link to Capitalism Magazine.
What a jimmy.
-------------- The people are masters of both Congress and courts, not to overthrow the Constitution, but to overthrow the men who pervert it!
Yeah, everyone knows that those pesky Europeans are COMMUNIST!! accessible affordable medical care for everyone..it's so.... un-American...don't they know heathcare for profit is the American way...
What's wrong with profits?
I would argue that nothing is wrong with it. It is because of the possibility of profits that creates ingenuity and advances in modern medical science and technology. Profits are a huge part of what motivates people to be creative.
Is healthcare a right or a priviledge?
Greed is good right Common.. the robber barons of the insurance industry are killing this country.. this is a mere tip of the iceberg,,,,,,
AMSF AMERISAFE, Inc. C. Allen Bradley Jr. 2007 961,412 AET Aetna Inc. Ronald A. Williams 2007 19,924,027 AFL Aflac Incorporated Daniel P. Amos 2008 10,783,232 ACAP American Physicians Capital, Inc. R. Kevin Clinton 2008 1,911,179 CI CIGNA Corporation H. Edward Hanway 2008 12,236,740 CNC Centene Corporation Michael F. Neidorff 2008 4,359,365 CVH Coventry Health Care, Inc. Allen F. Wise 2007 11,206,226 EIG Employers Holdings, Inc. Douglas D. Dirks 2007 1,797,323 HNT Health Net, Inc. Jay M. Gellert 2007 1,311,581 HS HealthSpring, Inc. Herbert A. Fritch 2007 745,375 HUM Humana Inc. Michael B. McCallister 2008 5,185,414 MOH Molina Healthcare, Inc. Dr. J. Mario Molina M.D. 2008 2,217,645 PFG Principal Financial Group, Inc. J. Barry Griswell 2007 10,826,687 TMK Torchmark Corporation Mark S. McAndrew 2008 4,710,916 GTS Triple-S Management Corporation Ramon M. Ruiz-Comas 2008 1,204,227 UNH UnitedHealth Group Incorporated Stephen J. Hemsley 2007 5,029,838 UNM Unum Group Thomas R. Watjen 2007 13,769,784 WCG WellCare Health Plans, Inc. Todd S. Farha 2007 5,671,050 WLP WellPoint, Inc. Angela F. Braly 2007 14,859,166 EHTH eHealth, Inc. Gary L. Lauer 2007 815,310 AMSG AmSurg Corp. Ken P. McDonald 2007 1,413,755 CYH Community Health Systems, Inc. Wayne T. Smith 2007 23,850,101 HMA Health Management Associates, Inc. Joseph V. Vumbacco 2007 1,790,218 HLS HealthSouth Corporation Jay Grinney 2007 6,830,694 LPNT LifePoint Hospitals, Inc. William F. Carpenter III 2007 4,301,748 MGLN Magellan Health Services, Inc. Steven J. Shulman 2007 7,673,945 RHB RehabCare Group, Inc. John H. Short Ph.D. 2008 2,790,162 THC Tenet Healthcare Corporation Trevor Fetter 2007 9,885,821 UHS Universal Health Services, Inc. Alan B. Miller 2007 6,912,226
-------------- History is no more than the lies agreed upon by the victors.
Here's a simple solution. Put all poiticians on a social medicine plan. No insurance through either private insurers or their government health plan. Require them to accept only the services and medical assistance offered through such a plan. Follow the steps to get medical help or treatments parallel with countries who have socialized medical.
Then we'll see more than one politician try to sneak out if a family member of theirs becomes direly ill.
-------------- Actually my wife is especially happy when my google check arrives each month. Thanks to douchbags like you, I get paid just for getting you worked up. -Liberal
Why not have socialized health care, we already have socialized schooling. Christ I am ashamed of what our country is becoming.....
-------------- After we screw up health care reform, let's take on the initiative of unscrewing the education system (gov't education) Tacitus: (c. 56 AD-c. 117) "The more corrupt the state, the more it legislates."