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Topic: How does the Affordable Care Act affect you?< Next Oldest | Next Newest >
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PostIcon Posted on: Oct. 14 2013,11:57 am  Skip to the next post in this topic. Ignore posts   QUOTE

At present, inflation is a bitch.

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PostIcon Posted on: Oct. 14 2013,12:19 pm Skip to the previous post in this topic. Skip to the next post in this topic. Ignore posts   QUOTE

the $10,200. figure is indexed to inflation.

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PostIcon Posted on: Oct. 14 2013,12:51 pm Skip to the previous post in this topic. Skip to the next post in this topic. Ignore posts   QUOTE

So why are the unions so upset with Obamacare?

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PostIcon Posted on: Oct. 14 2013,2:24 pm Skip to the previous post in this topic. Skip to the next post in this topic. Ignore posts   QUOTE

Expat
QUOTE
Why does an Insurance Agent think ACA is such a bad deal when it’s essentially the insurance companies that wrote the bill?

Source?

Expat
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Why would CC hate this mandate that everyone be responsible enough to purchase health insurance?

I am against this law because it is not an improvement over our current system yet we will pay through the nose for it and we can not afford it as a nation.  I am against this mandate because it's expensive and I'm not allowed to make my own health insurance choices.  I am forced to subsidize irresponsible people.  I will be taxed and if I do not comply I will then be harassed by the IRS until I do.  And finally, this is socialist law.

I am working hard every day to make sure that my family and I are financially free.  But when I pay my premiums, I shutter to think that in the near future, I will have to reallocate funds from one part of my family to another just to cover the increase in premium I'll be shelling out to subsidize some five hundred lbs. fat f*cker eating at Five Guys and Fries for the fifth day in a row.

You've got people in this country that have been so conditioned to the government taking care of them that they can't even stand on their own two legs for a day.  EBT Glitch I am embarrassed as an American that we have done more to establish and grow our permanent dependent class rather than teaching and empowering them to overcome.  Their moral decision making capability has diminished because the government decides for them...from cradle to grave...from generation to generation.

QUOTE
This question puzzled me until I did a little reading on the subject, it appears to get the tax credit or premium discount a person will have you use the
Exchange either online or by phone, you can still use an agent/agency but you won’t qualify for credits.

Just like the (D)onks passing Obamacare and making it a law before reading it.  As a conservative, I feel it's my civic duty to correct a (D)onk when necessary because in the end we're all Americans.  :p

Agents are working in partnership with the exchanges...they have not been by-passed.  Some agents will still offer policies that don't qualify for the credits but trust me when I say they can offer MNSure plans.

Guess that throws another one of your theories out the window.  :rofl:   
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PostIcon Posted on: Oct. 14 2013,10:02 pm Skip to the previous post in this topic. Skip to the next post in this topic. Ignore posts   QUOTE


(Common Citizen @ Oct. 14 2013,2:24 pm)
QUOTE
Expat
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Why does an Insurance Agent think ACA is such a bad deal when it’s essentially the insurance companies that wrote the bill?

Source?

 

I came to that conclusion after watching a Frontline video called Obama’s Deal that grassman posted.
Sorry I don’t have time to provide a link tonight.


QUOTE
Agents are working in partnership with the exchanges...they have not been by-passed.  Some agents will still offer policies that don't qualify for the credits but trust me when I say they can offer MNSure plans.


Nobody has to use the marketplace to buy health insurance. Individuals can still deal directly with insurance companies, but subsidies to help pay for insurance will be available only to those who purchase polices through the market place.

• Cost assistance is only offered through your State's marketplace.

http://obamacarefacts.com/obamacare-facts.php


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PostIcon Posted on: Oct. 15 2013,10:09 am Skip to the previous post in this topic. Skip to the next post in this topic. Ignore posts   QUOTE

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Nobody has to use the marketplace to buy health insurance. Individuals can still deal directly with insurance companies, but subsidies to help pay for insurance will be available only to those who purchase polices through the market place.

• Cost assistance is only offered through your State's marketplace.


The 4 entities below IS the marketplace for MnSure.  The website you referenced is garbage.  You may want to go to the actual MnSure website if you don't believe me.

There are 4 kinds of entities you can purchase MnSure through.
1. Navigators
2. Brokers/Agents (so no...agents are not cut out)
3. Certified Application Counselors
4. MnSure Contact Center

You've got to ask yourself.  The MnSure plans all cost the same regardless of which entity you buy from.  Are you going to rely on a government employee that was just hired last week, received a certificate yesterday, and did not have to go through a background check like a broker/agent?  Or are you going to go to a broker/agent that has went through background checks and has spent more than a day giving insurance advice.  

If you want to go through the application on line, you will be redirected to the actual insurance companies websites such as BCBS or Medica, etc...

I'm going to tell you right now, it's not easy getting a quote.

I wanted to see what the Gold plan would cost for a family of 4 without subsidies.  It ranged from $870 to $1200 per month depending on deductible and Out of Pocket.  This was through Medica.  The best plan I have at work, which my company subsidizes, would cost me around $300 per month.

Those individuals that exceed the maximum income limits for subsidies and who do not have an employer are the ones that will get boned.  They are paying the taxes that will help pay for this enormous government boondoggle and their mandated health insurance premiums are expensive.

How is that fair?
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PostIcon Posted on: Oct. 15 2013,11:04 am Skip to the previous post in this topic. Skip to the next post in this topic. Ignore posts   QUOTE

Like I stated Common to get the subsidy you must use the market place site.

If the exchanges were just insurance marketplaces getting them to work might have been a lot easier. Much of the complexity comes from the fact that the exchanges are used to administer the complex system of subsidies the Affordable Care Act provides to low-income consumers. Figuring out whether a customer is eligible for a subsidy, and if so how much, requires data from a lot of federal and state agencies,  hence you must use the marketplace to qualify.

you don’t have to give up your company plan, that’s your
choice.

QUOTE
Those individuals that exceed the maximum income limits for subsidies and who do not have an employer are the ones that will get boned.  They are paying the taxes that will help pay for this enormous government boondoggle and their mandated health insurance premiums are expensive.

How is that fair?


These folks are going to get sick some day or have an accident, they’ll file bankruptcy and the rest of US pay the bills for their irresponsibility, how’s that fair?

Good, Bad or ugly ACA is here, it’s the Law, I’m not sure it’s a good thing but the continued waste of time and resources by the teatard’s is stupid, default even dumber!


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History is no more than the lies agreed upon by the victors.
             
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PostIcon Posted on: Oct. 15 2013,4:57 pm Skip to the previous post in this topic. Skip to the next post in this topic. Ignore posts   QUOTE

Who was elected twice to lead this country?  Obama's new quote...The buck stops...over there.   :rofl:
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PostIcon Posted on: Oct. 16 2013,4:52 am Skip to the previous post in this topic. Skip to the next post in this topic. Ignore posts   QUOTE

^But not in your wallet :(

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PostIcon Posted on: Oct. 16 2013,6:58 am Skip to the previous post in this topic.  Ignore posts   QUOTE

The ACA is nothing more than crony capitalism, this time some that favors the insurance companies. You don't see them b!tching, do you?

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Dear future generations: Please accept our apologies. We were rolling drunk on petroleum.

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