Topic: How does the Affordable Care Act affect you?
started by: Common Citizen
Posted by Common Citizen on Oct. 10 2013,3:47 pm
Many of us will be going through open enrollment for health insurance soon.I'm interested in reading stories good or bad regarding this law. Please share how this has or will affect you?
Posted by MADDOG on Oct. 10 2013,5:21 pm
Wow. A common sense approach. I already know the libbies ain't gonna like this.
Posted by irisheyes on Oct. 11 2013,6:27 am
I'll have to chime in on the Dave Ramsey video.Ramsey is great at giving advice: on math, on money, on Christian values. But talking the talk and walking the walk are quite different. I know plenty of poor and middle class families who read or listen to Ramsey and vote Republican, to their own detriment.
Posted by Expatriate on Oct. 11 2013,7:31 am
you've made my day 
I always enjoy your posts IrishCC quote:
QUOTE
Please share how this has or will affect you?
Dave can’t do math that’s why he’s went bankrupt so many times, his political bias shines in this video as he totally ignores all the healthy young people the Insurance Companys pick up.
The only thing we all have in common is one day we get sick, that can happen at any time during our lives, if it happens before age 65 you’re SOL because the way the system was before ACA your insurance would dump you outright or raise your premium so high you couldn't pay!
Sickness isn’t necessarily self-inflicted it happens everyday to good people who live healthy lifestyles.
Posted by usmcr on Oct. 11 2013,8:21 am
it hasn't as of yet. i am concerned with the future of accessible health care. what impact this will have on the medical profession. with the advent of free dr visits (physicals) how will this impact appointments ie waiting time. the doctor shortage will only decrease the accessibility as well as doctors opting out of treating medicare patients. i see this as helping out some while handicapping the many . there seems to be total confusion in the implementation of this so called affordable care act!
Posted by Common Citizen on Oct. 11 2013,8:57 am
(Expatriate @ Oct. 11 2013,7:31 am)
QUOTE
Dave can’t do math that’s why he’s went bankrupt so many times, his political bias shines in this video as he total ignores all the healthy young people the Insurance Companys pick up.
Oh give me a break. He explains why he went bankrupt as a guy in his 20's in real estate. That experience is what drives him today. He learned from that mistake. Grow up.
Posted by Expatriate on Oct. 11 2013,9:27 am
Just pointing out the flaw in Ramsey’s logic.
Posted by Self-Banished on Oct. 11 2013,9:33 am
Everybody falls down, just a matter of if you get up again
Posted by Common Citizen on Oct. 11 2013,10:11 am
(Expatriate @ Oct. 11 2013,9:27 am)
QUOTE
Just pointing out the flaw in Ramsey’s logic.
What's the flaw? The only thing you pointed out is that you are viewing his apolitical logic through the eyes of a political ideologue.
Posted by Expatriate on Oct. 11 2013,10:25 am
Does MNsure take clients from your agency? I believe you’re the one blinded by political ideologue greed just as Dave Ramsey.The number of healthy young paying premiums balances out for those less fortunate who are sick.
All those Sunday mornings just wasted in a church pew, what a shame.
Posted by MADDOG on Oct. 11 2013,10:53 am
QUOTE
I know plenty of poor and middle class families who read or listen to Ramsey and vote Republican, to their own detriment.
That's right. I remember.
Posted by irisheyes on Oct. 11 2013,9:57 pm
^Come on, man. The kitten's not even wearing a hoodie! Expat:
QUOTE
you've made my day I always enjoy your posts IrishThank you, happy to oblige.
CC
QUOTE
The only thing you pointed out is that you are viewing his apolitical logic through the eyes of a political ideologue.
You think Dave Ramsey has apolitical logic?
In the video you posted he says the ACA is Communism, Social Security "sucks", and he attacked the 47% (familiar, because it's verbatim of Romney's words at a private fundraiser). There's either a new definition of apolitical, or you're far enough right that Dave Ramsey seems to be unbiased or neutral in those assertions.
Posted by Self-Banished on Oct. 12 2013,7:30 am
47%? We're fast approaching that 50% mark after that it's all down hill.So happy IE could scratch expat behind the ear and make him thump his foot on the floor.
Hope my wife's work can keep up the health ins. Otherwise our is. Goes up nearly 400%
Posted by Self-Banished on Oct. 12 2013,7:38 am
51K sign up, wow, staggering 
< http://o.dailycaller.com/thedail...0323f6b >
At this rate only 2million will be signed up by March 31
The CBO says they need 7million to fully fund this, how typical.
Posted by Common Citizen on Oct. 12 2013,8:08 am
(irisheyes @ Oct. 11 2013,9:57 pm)
QUOTE
You think Dave Ramsey has apolitical logic?
In the video you posted he says the ACA is Communism, Social Security "sucks", and he attacked the 47% (familiar, because it's verbatim of Romney's words at a private fundraiser). There's either a new definition of apolitical, or you're far enough right that Dave Ramsey seems to be unbiased or neutral in those assertions.
In the video you posted he says the ACA is Communism, Social Security "sucks", and he attacked the 47% (familiar, because it's verbatim of Romney's words at a private fundraiser). There's either a new definition of apolitical, or you're far enough right that Dave Ramsey seems to be unbiased or neutral in those assertions.
I sure do. Math is apolitical. 1+1=2 regardless of political beliefs unless you subscribe to fuzzy math like Al Gore does.
Listen past his political leanings and bantering and your political ideology and you will hear him explain the math.
Posted by pepi-lapew on Oct. 12 2013,2:44 pm
Why should the young have to pay for the old & lazy thats why there is MEDICAD I dont want to pay for the sick,lame and lazy. plus all the Illegal that should be sent packing back home!
Posted by Expatriate on Oct. 14 2013,10:11 am
The ACA won’t really change my health Ins. at all as mine is provided free of cost by my employer under the Union Contract Agreement.Why does an Insurance Agent think ACA is such a bad deal when it’s essentially the insurance companies that wrote the bill?
Why would CC hate this mandate that everyone be responsible enough to purchase health insurance?
This question puzzled me until I did a little reading on the subject, it appears to get the tax credit or premium discount a person will have you use the
Exchange either online or by phone, you can still use an agent/agency but you won’t qualify for credits.
Maybe it’s not just Lord Limbaugh telling CC this is baaaad it's actually going to cut his profit.
Walmart is hiring CC, some minimum wage might change your mind about voting Republican!
Posted by Common Citizen on Oct. 14 2013,10:26 am
(Expatriate @ Oct. 11 2013,10:25 am)
QUOTE
Does MNsure take clients from your agency? I believe you’re the one blinded by political ideologue greed just as Dave Ramsey.
The number of healthy young paying premiums balances out for those less fortunate who are sick.
All those Sunday mornings just wasted in a church pew, what a shame.
The number of healthy young paying premiums balances out for those less fortunate who are sick.
All those Sunday mornings just wasted in a church pew, what a shame.
I don't run a health insurance agency. I don't even sell health insurance.
Guess that blows your theory out of the water.
And now you're an expert on Christian values who has turned judge. pfft...
Posted by Self-Banished on Oct. 14 2013,10:57 am
(Expatriate @ Oct. 14 2013,10:11 am)
QUOTE
The ACA won’t really change my health Ins. at all as mine is provided free of cost by my employer under the Union Contract Agreement.
Why does an Insurance Agent think ACA is such a bad deal when it’s essentially the insurance companies that wrote the bill?
Why would CC hate this mandate that everyone be responsible enough to purchase health insurance?
This question puzzled me until I did a little reading on the subject, it appears to get the tax credit or premium discount a person will have you use the
Exchange either online or by phone, you can still use an agent/agency but you won’t qualify for credits.
Maybe it’s not just Lord Limbaugh telling CC this is baaaad it's actually going to cut his profit.
Walmart is hiring CC, some minimum wage might change your mind about voting Republican!
Why does an Insurance Agent think ACA is such a bad deal when it’s essentially the insurance companies that wrote the bill?
Why would CC hate this mandate that everyone be responsible enough to purchase health insurance?
This question puzzled me until I did a little reading on the subject, it appears to get the tax credit or premium discount a person will have you use the
Exchange either online or by phone, you can still use an agent/agency but you won’t qualify for credits.
Maybe it’s not just Lord Limbaugh telling CC this is baaaad it's actually going to cut his profit.
Walmart is hiring CC, some minimum wage might change your mind about voting Republican!
Wow, I didn't know there was health plans for guys like you.
So are you ready for the 40% tax on your plan in 2018?
Posted by Expatriate on Oct. 14 2013,11:20 am
(Self-Banished @ Oct. 14 2013,10:57 am)
QUOTE
So are you ready for the 40% tax on your plan in 2018?
$10,200 in premiums will enact the Cadillac Tax, my premiums fall short of taxation!
Posted by Self-Banished on Oct. 14 2013,11:57 am
At present, inflation is a bitch.
Posted by Expatriate on Oct. 14 2013,12:19 pm
the $10,200. figure is indexed to inflation.
Posted by Self-Banished on Oct. 14 2013,12:51 pm
So why are the unions so upset with Obamacare?
Posted by Common Citizen on Oct. 14 2013,2:24 pm
ExpatQUOTE
Why does an Insurance Agent think ACA is such a bad deal when it’s essentially the insurance companies that wrote the bill?
Source?
Expat
QUOTE
Why would CC hate this mandate that everyone be responsible enough to purchase health insurance?
I am against this law because it is not an improvement over our current system yet we will pay through the nose for it and we can not afford it as a nation. I am against this mandate because it's expensive and I'm not allowed to make my own health insurance choices. I am forced to subsidize irresponsible people. I will be taxed and if I do not comply I will then be harassed by the IRS until I do. And finally, this is socialist law.
I am working hard every day to make sure that my family and I are financially free. But when I pay my premiums, I shutter to think that in the near future, I will have to reallocate funds from one part of my family to another just to cover the increase in premium I'll be shelling out to subsidize some five hundred lbs. fat f*cker eating at Five Guys and Fries for the fifth day in a row.
You've got people in this country that have been so conditioned to the government taking care of them that they can't even stand on their own two legs for a day. < EBT Glitch > I am embarrassed as an American that we have done more to establish and grow our permanent dependent class rather than teaching and empowering them to overcome. Their moral decision making capability has diminished because the government decides for them...from cradle to grave...from generation to generation.
QUOTE
This question puzzled me until I did a little reading on the subject, it appears to get the tax credit or premium discount a person will have you use the
Exchange either online or by phone, you can still use an agent/agency but you won’t qualify for credits.
Exchange either online or by phone, you can still use an agent/agency but you won’t qualify for credits.
Just like the (D)onks passing Obamacare and making it a law before reading it. As a conservative, I feel it's my civic duty to correct a (D)onk when necessary because in the end we're all Americans.
Agents are working in partnership with the exchanges...they have not been by-passed. Some agents will still offer policies that don't qualify for the credits but trust me when I say they can offer MNSure plans.
Guess that throws another one of your theories out the window.
Posted by Expatriate on Oct. 14 2013,10:02 pm
(Common Citizen @ Oct. 14 2013,2:24 pm)
QUOTE
Expat
Source?
QUOTE
Why does an Insurance Agent think ACA is such a bad deal when it’s essentially the insurance companies that wrote the bill?
Source?
I came to that conclusion after watching a Frontline video called Obama’s Deal that grassman posted.
Sorry I don’t have time to provide a link tonight.
QUOTE
Agents are working in partnership with the exchanges...they have not been by-passed. Some agents will still offer policies that don't qualify for the credits but trust me when I say they can offer MNSure plans.
Nobody has to use the marketplace to buy health insurance. Individuals can still deal directly with insurance companies, but subsidies to help pay for insurance will be available only to those who purchase polices through the market place.
• Cost assistance is only offered through your State's marketplace.
< http://obamacarefacts.com/obamacare-facts.php >
Posted by Common Citizen on Oct. 15 2013,10:09 am
ExpatQUOTE
Nobody has to use the marketplace to buy health insurance. Individuals can still deal directly with insurance companies, but subsidies to help pay for insurance will be available only to those who purchase polices through the market place.
• Cost assistance is only offered through your State's marketplace.
• Cost assistance is only offered through your State's marketplace.
The 4 entities below IS the marketplace for MnSure. The website you referenced is garbage. You may want to go to the actual MnSure website if you don't believe me.
There are 4 kinds of entities you can purchase MnSure through.
1. Navigators
2. Brokers/Agents (so no...agents are not cut out)
3. Certified Application Counselors
4. MnSure Contact Center
You've got to ask yourself. The MnSure plans all cost the same regardless of which entity you buy from. Are you going to rely on a government employee that was just hired last week, received a certificate yesterday, and did not have to go through a background check like a broker/agent? Or are you going to go to a broker/agent that has went through background checks and has spent more than a day giving insurance advice.
If you want to go through the application on line, you will be redirected to the actual insurance companies websites such as BCBS or Medica, etc...
I'm going to tell you right now, it's not easy getting a quote.
I wanted to see what the Gold plan would cost for a family of 4 without subsidies. It ranged from $870 to $1200 per month depending on deductible and Out of Pocket. This was through Medica. The best plan I have at work, which my company subsidizes, would cost me around $300 per month.
Those individuals that exceed the maximum income limits for subsidies and who do not have an employer are the ones that will get boned. They are paying the taxes that will help pay for this enormous government boondoggle and their mandated health insurance premiums are expensive.
How is that fair?
Posted by Expatriate on Oct. 15 2013,11:04 am
Like I stated Common to get the subsidy you must use the market place site.If the exchanges were just insurance marketplaces getting them to work might have been a lot easier. Much of the complexity comes from the fact that the exchanges are used to administer the complex system of subsidies the Affordable Care Act provides to low-income consumers. Figuring out whether a customer is eligible for a subsidy, and if so how much, requires data from a lot of federal and state agencies, hence you must use the marketplace to qualify.
you don’t have to give up your company plan, that’s your
choice.
QUOTE
Those individuals that exceed the maximum income limits for subsidies and who do not have an employer are the ones that will get boned. They are paying the taxes that will help pay for this enormous government boondoggle and their mandated health insurance premiums are expensive.
How is that fair?
How is that fair?
These folks are going to get sick some day or have an accident, they’ll file bankruptcy and the rest of US pay the bills for their irresponsibility, how’s that fair?
Good, Bad or ugly ACA is here, it’s the Law, I’m not sure it’s a good thing but the continued waste of time and resources by the teatard’s is stupid, default even dumber!
Posted by Common Citizen on Oct. 15 2013,4:57 pm
Who was elected twice to lead this country? Obama's new quote...The buck stops...over there.
Posted by Self-Banished on Oct. 16 2013,4:52 am
^But not in your wallet
Posted by Botto 82 on Oct. 16 2013,6:58 am
The ACA is nothing more than crony capitalism, this time some that favors the insurance companies. You don't see them b!tching, do you?
Posted by Marneman on Oct. 16 2013,10:22 am
Lets see, sign up for insurance, or get a "free" colonosgaphy from the IRS. Well I'll wait and see how bad the damage is after the storm.You know when a hurricane is going to hit you and you just have to wait til it's over to find out how bad it is going to be.
Posted by Common Citizen on Oct. 24 2013,11:28 am
(Botto 82 @ Oct. 16 2013,6:58 am)
QUOTE
The ACA is nothing more than crony capitalism, this time some that favors the insurance companies. You don't see them b!tching, do you?
Some people do as they're told and don't like to stand up for themselves, their business, or their customers. Most of those listed locally prefer not to fight for what's in the best interest of their clients if the problem hit them in the head. They're sheep.
It would probably shock you to know how many of those people shrug there shoulder's and say "There's nothing I can do.", then grab a swig of beer and their 7 iron.
Posted by Self-Banished on Oct. 24 2013,12:01 pm
(Marneman @ Oct. 16 2013,10:22 am)
QUOTE
Lets see, sign up for insurance, or get a "free" colonosgaphy from the IRS. Well I'll wait and see how bad the damage is after the storm.
You know when a hurricane is going to hit you and you just have to wait til it's over to find out how bad it is going to be.
You know when a hurricane is going to hit you and you just have to wait til it's over to find out how bad it is going to be.
The IRS calls colonoscopies "alien abductions"
Posted by Santorini on Oct. 27 2013,9:45 am
(irisheyes @ Oct. 11 2013,6:27 am)
QUOTE
I'll have to chime in on the Dave Ramsey video.
Ramsey is great at giving advice: on math, on money, on Christian values. But talking the talk and walking the walk are quite different. I know plenty of poor and middle class families who read or listen to Ramsey and vote Republican, to their own detriment.
Ramsey is great at giving advice: on math, on money, on Christian values. But talking the talk and walking the walk are quite different. I know plenty of poor and middle class families who read or listen to Ramsey and vote Republican, to their own detriment.
It's ironic...Ramsey doesn't really count in the grand scheme does he?
Obama, however, is another thing...
He's been a master at convincing many American people to vote against their own best interest!!!
Posted by Santorini on Oct. 27 2013,10:00 am
I like what QPP is doing to compensate their 1300 employees..an onsite clinic, staffed...will soon in future offer the service to their dependents.
Posted by Self-Banished on Oct. 29 2013,7:13 pm
^ is this going to be like the work camps during the dust bowl? How many folks have had their health ins cancelled? Hundreds of thousands? Millions now? How much has their premiums gone up50%, 75%, more?
What a mess.
Posted by irisheyes on Oct. 29 2013,7:15 pm
(Santorini @ Oct. 27 2013,9:45 am)
QUOTE
It's ironic...Ramsey doesn't really count in the grand scheme does he?
I never said that, nor do I think that. Ramsey counts as much as you or I, he's free to say or write what he thinks and I can try to sift through the 5th grade interpretation of economics that he calls a math lesson.
When a financial adviser admits that his only enterprise led to bankruptcy, you know he'd never sell a book if he didn't pepper those pages with religion and politics.
QUOTE
He's been a master at convincing many American people to vote against their own best interest!!!
Obama was the better of bad choices on the ballot; he was better than Gordon Gekko or throwing my vote away on third party.
You just posted a few days ago about clients on MN Care, if Repubs had their way that would be NO CARE, conservatives have been cutting those programs for years and if they had their way they wouldn't exist. You're voting against your own interest and theirs.
You know who's interest you're voting for? Dave Ramsey.
Posted by MADDOG on Oct. 29 2013,9:11 pm
(Self-Banished @ Oct. 29 2013,7:13 pm)
QUOTE
How many folks have had their health ins cancelled? Hundreds of thousands? Millions now? How much has their premiums gone up50%, 75%, more?
What a mess.
What a mess.
Ummm, < People Are Losing Their Insurance Under Obamacare >?
You ask if a more than a < million people getting booted from existing health insurance plans >? You mean < President Obama Lied >? No way. Wouldn't that make < Elderly patients sick over losing doctors >?
Posted by MADDOG on Oct. 29 2013,9:21 pm
In all fairness and for the fact that Ramsey doesn't really fit into the ACA. Which person spent less time lying to the public about healthcare the last five years? Ramsey or the squatter in this house?
Posted by grassman on Oct. 30 2013,4:06 pm
(MADDOG @ Oct. 29 2013,9:11 pm)
QUOTE
(Self-Banished @ Oct. 29 2013,7:13 pm)
QUOTE
How many folks have had their health ins cancelled? Hundreds of thousands? Millions now? How much has their premiums gone up50%, 75%, more?
What a mess.
What a mess.
Ummm, < People Are Losing Their Insurance Under Obamacare >?
You ask if a more than a < million people getting booted from existing health insurance plans >? You mean < President Obama Lied >? No way. Wouldn't that make < Elderly patients sick over losing doctors >?
The insurance companies are at fault on that one. It's called scrambling while they could. Go back and watch the little video Irish posted about the Insurance Companies involvement in this from Obama's Deal on Frontline. Really, watch it and try to understand what is being said.
I wonder who cuts that there grass?
I watched the hearing yesterday on CNN, one council hit the nail on the head. He said that if more were trying to make this work, rather than trying to make it fail, it would be way better off.
Posted by Self-Banished on Oct. 30 2013,4:50 pm
Which post, what number?
Posted by grassman on Oct. 30 2013,5:13 pm
Local contact for healthcare. #18 you are welcome. 
Posted by Self-Banished on Oct. 30 2013,5:37 pm
Post 18 is one of CC's posts, no video.
Posted by grassman on Oct. 30 2013,6:17 pm
Different thread: The one that starts with Local Contact for Affordable Health care Insurance. You are most certainly welcome again.
Posted by Self-Banished on Oct. 30 2013,7:03 pm
I'll look again, thanks
Posted by Self-Banished on Oct. 30 2013,7:16 pm
Jezzus, an hour of PBS, That's like asking Alky to watch Glen BeckBottom line for me is I have good health insurance, I want to keep it, I might get lucky and be able to but there seems to be a growing number of folks that are losing theirs then getting large price increases on the exchanges. People who where happy with what they had.
Obama PROMISED these people they'd be able to keep their coverage, he lied.
Posted by Glad I Left on Oct. 30 2013,7:52 pm
What's worse than his outright lie is the spin he's trying to put on it now.
Posted by grassman on Oct. 31 2013,6:55 am
(Self-Banished @ Oct. 30 2013,7:16 pm)
QUOTE
Jezzus, an hour of PBS, That's like asking Alky to watch Glen Beck
Bottom line for me is I have good health insurance, I want to keep it, I might get lucky and be able to but there seems to be a growing number of folks that are losing theirs then getting large price increases on the exchanges. People who where happy with what they had.
Obama PROMISED these people they'd be able to keep their coverage, he lied.
Bottom line for me is I have good health insurance, I want to keep it, I might get lucky and be able to but there seems to be a growing number of folks that are losing theirs then getting large price increases on the exchanges. People who where happy with what they had.
Obama PROMISED these people they'd be able to keep their coverage, he lied.
OK, so you are going to just cast it aside because it is an hour of pbs. There are actual interviews on there. So put your hands up and run the other way! Classic.
That clip posted is not very long.
Posted by grassman on Oct. 31 2013,7:18 am
I think what has happened is, Obama did not efficiently explain the way it would work fully. You can keep your insurance in force before the the law is enacted. If you buy it or your insurance company changes it after the law(3 yrs ago), it will not fly if it does not comply.My take on it is, the Insurance Industry is playing the part of a (friend) going up behind the biggest guy in the bar, slapping him in the back of the head, pointing and saying that guy did it. Meanwhile he goes to the sideline and watches the ass kicking.
Posted by Self-Banished on Oct. 31 2013,8:49 am
(grassman @ Oct. 31 2013,6:55 am)
QUOTE
(Self-Banished @ Oct. 30 2013,7:16 pm)
QUOTE
Jezzus, an hour of PBS, That's like asking Alky to watch Glen Beck
Bottom line for me is I have good health insurance, I want to keep it, I might get lucky and be able to but there seems to be a growing number of folks that are losing theirs then getting large price increases on the exchanges. People who where happy with what they had.
Obama PROMISED these people they'd be able to keep their coverage, he lied.
Bottom line for me is I have good health insurance, I want to keep it, I might get lucky and be able to but there seems to be a growing number of folks that are losing theirs then getting large price increases on the exchanges. People who where happy with what they had.
Obama PROMISED these people they'd be able to keep their coverage, he lied.
OK, so you are going to just cast it aside because it is an hour of pbs. There are actual interviews on there. So put your hands up and run the other way! Classic.
That clip posted is not very long.
The clip I saw when I clicked on the link was 59min. I'm going up to my cabin this weekend to paint my living room, I'll try to watch it as the paint drys.
Posted by grassman on Oct. 31 2013,8:57 am
Did you watch the clip he posted, the one referring to the Insurance Industry? It is only 3:56.
Posted by Self-Banished on Oct. 31 2013,10:04 am
I'll look again tonight when I get home
Posted by irisheyes on Oct. 31 2013,2:34 pm
I'll post it here so it's easier to find. The embed video is a preview, 3 minutes. The hyperlink at the bottom is the full version that goes to PBS (sorry, couldn't embed because of different embed code).I'd recommend the full version if you have time, don't ignore it just because it's by PBS. You'll assume at first that it's going to be liberal media stuff, but it is not pro-ACA or pro-Obama, if anything it comes off critical of all the deal making that went on behind the scenes between the White House, Congress, and lobbyists.
Frontline: Obama's Deal
< Watch Full Video Here >
Posted by Self-Banished on Oct. 31 2013,2:56 pm
^ is there a movie?
Posted by Self-Banished on Oct. 31 2013,5:07 pm
Can I get back that 59 min? Sorry, too much anger after only 31 min.The grand and noble
Obama admin. sets out to compete with big pharma(B Touzin, former politician) and the ins industry to stake their share of the pie they call health care. With the help of T. dashhle (tax cheat) and Rahm Emanual( political thug) this is all it is, nothing but who gets to be in control and the politicians are. We're screwing up our health care to take care of what? 9% of the populace that had none and probably didn't want any to start with.
With these narcissistic, egotistical assholes running the show I feel like a lab rat.
It's nothing more than a pissing match between the government, pharma, and the insurance companies and the came to an agreement about who is going to get what when we get fleeced.
Posted by Santorini on Oct. 31 2013,5:14 pm
(irisheyes @ Oct. 29 2013,7:15 pm)
QUOTE
(Santorini @ Oct. 27 2013,9:45 am)
QUOTE
It's ironic...Ramsey doesn't really count in the grand scheme does he?
I never said that, nor do I think that. Ramsey counts as much as you or I, he's free to say or write what he thinks and I can try to sift through the 5th grade interpretation of economics that he calls a math lesson.
When a financial adviser admits that his only enterprise led to bankruptcy, you know he'd never sell a book if he didn't pepper those pages with religion and politics.
QUOTE
He's been a master at convincing many American people to vote against their own best interest!!!
Obama was the better of bad choices on the ballot; he was better than Gordon Gekko or throwing my vote away on third party.
You just posted a few days ago about clients on MN Care, if Repubs had their way that would be NO CARE, conservatives have been cutting those programs for years and if they had their way they wouldn't exist. You're voting against your own interest and theirs.
You know who's interest you're voting for? Dave Ramsey.
Arnie Carlson was Governor when Mn Care came to be. Thought he was Republican
Posted by Self-Banished on Oct. 31 2013,5:29 pm
Here, read this one< http://www.bizpacreview.com/2013...g-85782 >
Posted by Self-Banished on Oct. 31 2013,5:32 pm
Here, an old favorite< http://m.youtube.com/watch?v...5TLiiLU >
Posted by irisheyes on Oct. 31 2013,10:26 pm
(Santorini @ Oct. 31 2013,5:14 pm)
QUOTE
Arnie Carlson was Governor when Mn Care came to be. Thought he was Republican
He < WAS a Republican. >, lol. The party banished him for endorsing Obama, Walz, and < opposing the Voter ID amendment. >
MNCare introduced by a < Democrat legislature > and signed by Arne Carlson (a now-banished Repub). But it started as the < Children's Health Plan >, which was under a Democrat legislature & Governor.
S.B.
QUOTE
Can I get back that 59 min? Sorry, too much anger after only 31 min.
Glad you watched that much of it.
Grassman
QUOTE
My take on it is, the Insurance Industry is playing the part of a (friend) going up behind the biggest guy in the bar, slapping him in the back of the head, pointing and saying that guy did it. Meanwhile he goes to the sideline and watches the ass kicking.
Good analogy, insurance premiums have been skyrocketing for years (decades, actually), and policies have been changing for just as long. But after January of '09 people conveniently forgot all this and blamed everything on Obama, Pelosi, and Reid.
Posted by Common Citizen on Oct. 31 2013,10:42 pm
How many of your friends, family, and neighbors do you know that have taken their kids to the doc only to be told that they have a cold..."here's some amoxicillin.", they oblige, pay the co-pay, and move on.It all catches up to us. Need I say more?
Ok...I will. Insurance was originally designed to cover catastrophic needs not the sniffles. And everyone wonders why the insurance premiums increased. Add in the higher risk individuals and it will be unsustainable unless born on the backs of the producing citizen which is what Obamacare is designed to do.
Did we need to change the entire health care system of the 80% that already had coverage to satisfy the 20% that didn't? No. You leave the the 80% alone and work on the 20%.
nuff said...
Posted by Self-Banished on Oct. 31 2013,11:17 pm
< http://nbcpolitics.nbcnews.com/_news...ow?lite >We're going into economic ruin for this sh!t.
Posted by Self-Banished on Nov. 01 2013,5:05 am
Democrats finding Obamacare badPublished 9:40am Wednesday, October 30, 2013
Email Comments
We are now learning that hundreds of thousands have been dropped from individual and employer health plans and are getting sticker shock over their new plans. Businesses are cutting hours and even dropping employees. This is no childish trick or treat; it’s definitely scary for lots of folks.
Sue Klinkhamer worked for Congressman Bill Foster, D-Ill., and defended Obamacare. “I have now learned that I was wrong. Very wrong,” she said. She was paying $291 a month with a $3,500 deductible as of Sept. 1. The Chicago Sun-Times reported Klinkhamer received a letter from her insurance company, as many are. “Blue Cross also tells me that if I don’t pick one of the options, they will just assume I want the one for $647 … Someone please tell me why my premium in January will be $356 more than in December?” she added.
From San Jose Mercury News;
“Cindy Vinson and Tom Waschura are big believers in the Affordable Care Act. They vote Independent and are proud to say they helped elect and re-elect President Barack Obama … Vinson, of San Jose, will pay $1,800 more a year for an individual policy, while Waschura, of Portola Valley, will cough up almost $10,000 more for insurance for his family of four. Waschura said; ‘I was laughing at Boehner — until the mail came today.”
“I really don’t like the Republican tactics, but at least now I can understand why they are so (ticked) about this. When you take $10,000 out of my family’s pocket each year, that’s otherwise disposable income or retirement savings.”
In an Sept. 30 AP article Calvin Woodward stated, “McCarthy (Rep. Kevin McCarthy, R-Calif.) is correct, Obama said exactly that. It was an empty promise, made repeatedly. Sebelius picks her words more carefully but still offers misleading assurances.”
From NBC News (Oct 28): “Four sources deeply involved in the Affordable Care Act tell NBC News that 50 to 75 percent of the 14 million consumers who buy their insurance individually can expect to receive a ‘cancellation’ letter. … One expert predicts that number could reach as high as 80 percent. And all say that many of those forced to buy pricier new policies will experience ‘sticker shock.’”
A 2010 IRS document states similar findings.
On several occasions (2009 to 2012) Obama has stated you could keep your insurance. In 2009: “If you like your health care plan, you can keep your health care plan. Period.” Barack Hussein Obama is a socialist (at best), deceiver and liar. Period.
Tom Jacobson
Albert Lea
This from the local paper.
Posted by Santorini on Nov. 01 2013,1:35 pm
(irisheyes @ Oct. 31 2013,10:26 pm)
QUOTE
(Santorini @ Oct. 31 2013,5:14 pm)
QUOTE
Arnie Carlson was Governor when Mn Care came to be. Thought he was Republican
He < WAS a Republican. >, lol. The party banished him for endorsing Obama, Walz, and < opposing the Voter ID amendment. >
MNCare introduced by a < Democrat legislature > and signed by Arne Carlson (a now-banished Repub). But it started as the < Children's Health Plan >, which was under a Democrat legislature & Governor.
S.B.
QUOTE
Can I get back that 59 min? Sorry, too much anger after only 31 min.
Glad you watched that much of it.
Grassman
QUOTE
My take on it is, the Insurance Industry is playing the part of a (friend) going up behind the biggest guy in the bar, slapping him in the back of the head, pointing and saying that guy did it. Meanwhile he goes to the sideline and watches the ass kicking.
Good analogy, insurance premiums have been skyrocketing for years (decades, actually), and policies have been changing for just as long. But after January of '09 people conveniently forgot all this and blamed everything on Obama, Pelosi, and Reid.
Your funny Irish eyes!! The ' thought he was a Republican' was
!!He was the 2 term republican governor with...what does Dayton call it...veto power!
But chose to do what was best for all Minnesotans, not just his party!! Sure he upset some for crossing, (this virtually unknown concept to most in all branches of govt today... starting with Obama!!) party lines!!! What!!! He did what we elect our officials to do... work together...gather ideas... work towards solutions.
Posted by grassman on Nov. 01 2013,5:49 pm
I think if you look back, you will find that Obama tried to work with the Republican party on a lot of things and all they did was stonewall him. Look at the facts, not what sounds good at the moment.
Posted by Santorini on Nov. 01 2013,5:53 pm
Can Irish eyes & the other proponents of obamacare tell us again why its a good thing?
Posted by Santorini on Nov. 01 2013,6:19 pm
(grassman @ Nov. 01 2013,5:49 pm)
QUOTE
I think if you look back, you will find that Obama tried to work with the Republican party on a lot of things and all they did was stonewall him. Look at the facts, not what sounds good at the moment.
Grassman if you look back you'll discover the Republicans presented several, not one, but several proposals...not the definition of stonewalling which means; refusal to communicate, negotiate, or listen...
Obama & Senates response..we won't even read them, or negotiate...perfect definition of stonewalling!!
Now they're (dems) & Americans are reeling in the the reality of ' just pass this thing so we can find out what's in it' lax piece of legislation!!
Posted by grassman on Nov. 02 2013,7:57 pm
(Santorini @ Nov. 01 2013,5:53 pm)
QUOTE
Can Irish eyes & the other proponents of obamacare tell us again why its a good thing?
Have you ever been turned down for an existing illness? Have you ever had to get a plan all by yourself?
Posted by alcitizens on Nov. 02 2013,9:34 pm
ObamaCare Facts: Facts on the Affordable Care Act< http://obamacarefacts.com/obamacare-facts.php >
Posted by Self-Banished on Nov. 03 2013,12:53 am
Facts?
Posted by Self-Banished on Nov. 04 2013,5:15 am
From the boy's own hometown newspaper < http://my.chicagotribune.com/#section/-1/article/p2p-78042870/ >
Posted by Self-Banished on Nov. 04 2013,5:17 am
Doc's not too fond of it either < http://nypost.com/2013/10/29/docs-resisting-obamacare/ >
Posted by Santorini on Nov. 08 2013,9:41 am
(grassman @ Nov. 02 2013,7:57 pm)
QUOTE
(Santorini @ Nov. 01 2013,5:53 pm)
QUOTE
Can Irish eyes & the other proponents of obamacare tell us again why its a good thing?
Have you ever been turned down for an existing illness? Have you ever had to get a plan all by yourself?
And obamacare will remedy this how?
Posted by grassman on Nov. 08 2013,4:45 pm
Gee, I don't know, maybe it's the law now that you cannot be turned down for an existing illness. How about now the rates are more affordable to get better coverage than taking an individual plan. Just saying. Before you start spouting off about SOME paying more, remember, the insurance companies are running that part of the operation.
Posted by Grinning_Dragon on Nov. 08 2013,5:51 pm
(grassman @ Nov. 08 2013,4:45 pm)
QUOTE
Gee, I don't know, maybe it's the law now that you cannot be turned down for an existing illness. How about now the rates are more affordable to get better coverage than taking an individual plan. Just saying. Before you start spouting off about SOME paying more, remember, the insurance companies are running that part of the operation.
Posted by Glad I Left on Nov. 08 2013,6:53 pm
Back to the original topic: How does the ACA affect you.▬
National trend (inflation) at 8.4% for medical and 8.8% for pharmacy
▬
Affordable Care Act (ACA) taxes account for 5.9%
▬
Comparative Effectiveness Research Fee ‐ $1 Per Member/Per Year
▬
Reinsurance Fee ‐ $63 Per Member Per Year or $5.40 Per Member Per Month
▬
Insurer Fee 2.5%
▬
State Premium Tax 2.7%
▬
Change in demographics (age/gender) accounts for 2.4%
My premiums for 2014 are up 17.4%
Thank ACA and all the congressional ass hats that voted for it.
The last 3 years the average annual increase was around 5-9%
Posted by Grinning_Dragon on Nov. 08 2013,7:16 pm
Don't forget, that single men must have maternity leave in their plans, cause after all, one day a man might become a prego or some such.
Posted by Liberal on Nov. 08 2013,9:03 pm
Maternity leave in health insurance? Got a link?
Posted by Grinning_Dragon on Nov. 08 2013,10:14 pm
If you would have had paid attention to the hearing that are happening with that inept dumb caeta sebelius. It is also interesting that even old ladies must purchase maternity leave but women under 25 do not? 
Why should single males and old ladies brunt the cost of someone else to have maternity leave? Posted by grassman on Nov. 08 2013,10:18 pm
(Glad I Left @ Nov. 08 2013,6:53 pm)
QUOTE
Back to the original topic: How does the ACA affect you.
▬
National trend (inflation) at 8.4% for medical and 8.8% for pharmacy
▬
Affordable Care Act (ACA) taxes account for 5.9%
▬
Comparative Effectiveness Research Fee ‐ $1 Per Member/Per Year
▬
Reinsurance Fee ‐ $63 Per Member Per Year or $5.40 Per Member Per Month
▬
Insurer Fee 2.5%
▬
State Premium Tax 2.7%
▬
Change in demographics (age/gender) accounts for 2.4%
My premiums for 2014 are up 17.4%
Thank ACA and all the congressional ass hats that voted for it.
The last 3 years the average annual increase was around 5-9%
▬
National trend (inflation) at 8.4% for medical and 8.8% for pharmacy
▬
Affordable Care Act (ACA) taxes account for 5.9%
▬
Comparative Effectiveness Research Fee ‐ $1 Per Member/Per Year
▬
Reinsurance Fee ‐ $63 Per Member Per Year or $5.40 Per Member Per Month
▬
Insurer Fee 2.5%
▬
State Premium Tax 2.7%
▬
Change in demographics (age/gender) accounts for 2.4%
My premiums for 2014 are up 17.4%
Thank ACA and all the congressional ass hats that voted for it.
The last 3 years the average annual increase was around 5-9%
Insurer fee, does that not come back from insurance companies? More money for them? This is a broken thing, realize who broke it.
Posted by grassman on Nov. 08 2013,10:21 pm
(Grinning_Dragon @ Nov. 08 2013,10:14 pm)
QUOTE
If you would have had paid attention to the hearing that are happening with that inept dumb caeta sebelius. It is also interesting that even old ladies must purchase maternity leave but women under 25 do not? Why should single males and old ladies brunt the cost of someone else to have maternity leave?
Why should single males and old ladies brunt the cost of someone else to have maternity leave?My wife and I do not have any children in school, yet we are paying on two school levies. How about that.
Seblius should be fired, plain and simple. She Headed this project up and failed. Way too much fall out. This is what is wrong with alot of things today, give me the title but no responsibility.
Posted by Santorini on Nov. 09 2013,8:03 am
Yea!In her testimony she said the site was equipped/ designed to handle 55,000 sign ups a day...
Well, if as the potus claimed in support of obamacare there are 47 million uninsured...
And the sign up started in Oct. & everyone has to have insurance by Jan. 2014...
It would take 2 years 4 months to sign up 47 million
Failure from the get go!
Posted by Liberal on Nov. 09 2013,9:44 am
^ More right wing lies. I thought you were a Christian?QUOTE
Health Secretary Kathleen Sebelius said Wednesday that the website for Obamacare is now able to process about “17,000 registrants per hour ... with almost no errors.”
< http://m.csmonitor.com/USA...s-video >
Posted by Grinning_Dragon on Nov. 09 2013,10:20 am
(Liberal @ Nov. 09 2013,9:44 am)
QUOTE
^ More right wing lies. I thought you were a Christian?
Health Secretary Kathleen Sebelius said Wednesday that the website for Obamacare is now able to process about “17,000 registrants per hour ... with almost no errors.”
< http://m.csmonitor.com/USA...s-video >
QUOTE
Health Secretary Kathleen Sebelius said Wednesday that the website for Obamacare is now able to process about “17,000 registrants per hour ... with almost no errors.”
< http://m.csmonitor.com/USA...s-video >
That is it 17k per hour.
Are they running the website on a acer laptop.
Posted by grassman on Nov. 09 2013,12:07 pm
That is 408,000 per day. So it would take over 115 days to do 47 million. Santorini, did you fail in math?
Posted by Santorini on Nov. 10 2013,8:35 am
funny!!The operative word in Sibelius's statement lib quoted is:
'Now' the system can handle etc...
Posted by Santorini on Nov. 10 2013,8:52 am
(grassman @ Nov. 09 2013,12:07 pm)
QUOTE
That is 408,000 per day. So it would take over 115 days to do 47 million. Santorini, did you fail in math?
Who knows the numbers... by her own words there is no data!!
Then it 'crashes' again...right before she's suppose to testify... again.
Yea...it's a gem
Posted by Glad I Left on Nov. 10 2013,11:19 am
Continuing to argue over the website is akin to worrying about the paint pealing on house that was constructed poorly.This whole law, and the way it is being implemented is the problem, not the website.
And this administration's lack of holding anyone accountable, on anything that goes wrong is appalling.
Posted by Liberal on Nov. 10 2013,1:56 pm
(Santorini @ Nov. 10 2013,8:35 am)
QUOTE
funny!!
The operative word in Sibelius's statement lib quoted is:
'Now' the system can handle etc...
The operative word in Sibelius's statement lib quoted is:
'Now' the system can handle etc...
My quote was from her testimony. I was responding to your lie about her testimony.
Do you make these lies up, or are you just that badly misinformed?
Posted by grassman on Nov. 10 2013,5:17 pm
(Glad I Left @ Nov. 10 2013,11:19 am)
QUOTE
Continuing to argue over the website is akin to worrying about the paint pealing on house that was constructed poorly.
This whole law, and the way it is being implemented is the problem, not the website.
And this administration's lack of holding anyone accountable, on anything that goes wrong is appalling.
This whole law, and the way it is being implemented is the problem, not the website.
And this administration's lack of holding anyone accountable, on anything that goes wrong is appalling.
You are right, the accountability factor is not there. It did not just start 5 years ago. Our Govt. has smokescreened a whole lot for years.
Posted by Self-Banished on Nov. 11 2013,4:11 am
< http://www.americanthinker.com/blog/2013/11/checkmate.html >
Posted by grassman on Nov. 13 2013,4:53 pm
(Self-Banished @ Nov. 04 2013,5:17 am)
QUOTE
Doc's not too fond of it either
< http://nypost.com/2013/10/29/docs-resisting-obamacare/ >
< http://nypost.com/2013/10/29/docs-resisting-obamacare/ >
I think Doctors had better look up a little diddy called the "Hippocratic Oath". Years ago it was practiced, I don't think so too much anymore.
I swear to fulfill, to the best of my ability and judgment, this covenant:
I will respect the hard-won scientific gains of those physicians in whose steps I walk, and gladly share such knowledge as is mine with those who are to follow.
I will apply, for the benefit of the sick, all measures [that] are required, avoiding those twin traps of overtreatment and therapeutic nihilism.
I will remember that there is art to medicine as well as science, and that warmth, sympathy, and understanding may outweigh the surgeon's knife or the chemist's drug.
I will not be ashamed to say "I know not," nor will I fail to call in my colleagues when the skills of another are needed for a patient's recovery.
I will respect the privacy of my patients, for their problems are not disclosed to me that the world may know. Most especially must I tread with care in matters of life and death. If it is given me to save a life, all thanks. But it may also be within my power to take a life; this awesome responsibility must be faced with great humbleness and awareness of my own frailty. Above all, I must not play at God.
I will remember that I do not treat a fever chart, a cancerous growth, but a sick human being, whose illness may affect the person's family and economic stability. My responsibility includes these related problems, if I am to care adequately for the sick.
I will prevent disease whenever I can, for prevention is preferable to cure.
I will remember that I remain a member of society, with special obligations to all my fellow human beings, those sound of mind and body as well as the infirm.
If I do not violate this oath, may I enjoy life and art, respected while I live and remembered with affection thereafter. May I always act so as to preserve the finest traditions of my calling and may I long experience the joy of healing those who seek my help.
—Written in 1964 by Louis Lasagna, Academic Dean of the School of Medicine at Tufts University
Posted by Self-Banished on Nov. 13 2013,6:22 pm
Doctors are human too.Would you want to invest years of education and a couple hundred grand to be told you only going to be paid what the gov. Says?
What else? With the gov. "Running out of money" cops take a pay cut? They're essential, farmers? Sorry, we're taking your crop, your livestock, the people are hungry. What else will the gov. deem as a "right"?
Our polititions would have us believe that so many things or services are rights and will take them from others to spread around just for votes so they stay in power. If the gov. Doesn't get it they will put a gun to your head.
Posted by grassman on Nov. 13 2013,6:29 pm
You are missing my whole point. Health Care has turned into a money machine. The oath does not just pertain to doctors. It pertains to ANYONE associated with health and wellness. This includes hospitals, clinics, and staff. How many stories have you heard about over diagnosis and not needed tests. THIS IS THE REAL PROBLEM.
Posted by Self-Banished on Nov. 13 2013,7:21 pm
Yes, I agree, it is one big money machine but obamacare is throwing the baby out with the bath water.
Posted by grassman on Nov. 14 2013,5:54 am
Yes but once again, everyone has their sacred cows. You said it, your's is the doctors, they need to be protected. OK, to what point? Where is one to start. Just sit back and hope somewhere it fixxes itself? Suddenly everything is as it should be?
Posted by Self-Banished on Nov. 14 2013,6:34 am
Where to start? How about not abridging one's rights? The bully in the room was the ins. Co., now an even bigger stronger bully comes along demanding protection money. I learned to deal with the lesser one, with the stronger one there is no escape. The poor doc just wants to do his job, make a little scratch but if the bigger bully gets his way the doc's aren't going to want to play.Free market always works.
Posted by grassman on Nov. 14 2013,6:51 am
Don't want to play. Now we come back to the Hippocratic Oath. Take a good look at your hospital bill next time you get one. Have it analyzed,then report back. They all have been playing the game and guess who is the real loser.
Posted by Self-Banished on Nov. 14 2013,8:01 am
We are, of course.If you look at a hospital bill there are several recipients.
I had a little episode years ago and I was making payments to 5 different entities.
Sucked big time but I paid. Do you expect them to do it for free??
Posted by grassman on Nov. 14 2013,5:56 pm
Of course not. There is a difference in free and being ripped off. Why do things always have to be explained to the extreme with you? If you can honestly say that it is not a rip, then you are a pushover. Why should people be ripped off? Explain, please!
Posted by Common Citizen on Nov. 14 2013,8:04 pm
Obamacare = One big jokeObummer's press conference was a disaster. You can tell he's in way over his head because he doesn't even know what he's talking about. Amateur.
To grassman's point...If the POTUS was truly serious about having affordable health care for all, you don't work on insurance...you work on the actual health care costs the medical providers charge. The cost of health care is the cause and effect of rising insurance premiums.
The dunce cap goes to Obummer.
nuff said...
Posted by Self-Banished on Nov. 15 2013,5:15 am
(grassman @ Nov. 14 2013,5:56 pm)
QUOTE
Of course not. There is a difference in free and being ripped off. Why do things always have to be explained to the extreme with you? If you can honestly say that it is not a rip, then you are a pushover. Why should people be ripped off? Explain, please!
You deserve an explanation, with my wife's and I our ins. gave us the choice of three plans, we choose the one that we thought best, coverage and affordability. We had a medical emergency in our house about four years ago, ambulance ride, 8 days in the hospital including 3 of those days in intensive care. Lots of doctor visits in the next month. A bill for 100k plus. Our share was $3600. Our premium is relatively cheap for us, it's not free but it works. I would like very much to keep what we have.
Posted by grassman on Nov. 15 2013,7:44 am
Now let's look at the bill. Time mag. did an article a few months ago about why our health care is so outrageously priced. They gave examples of it, the more you read,the more your pressure went up.
Posted by Self-Banished on Nov. 15 2013,8:08 am
^ I remember, it's like trying to read stereo instructions, you'll get no argument from me there. But that was the hospital and the specialist and others all getting a piece of the pie. As far as the insurance company they did what they said they'd would.
Posted by Boojadean on Dec. 03 2013,9:11 am
How the Affordable Care Act has affected me:Current situation: Self-employed, I have a $10,000 deductible w/no co-pay plan that I got 15 years ago when I started my own business. I took a catastrophic plan that was cheap so that I at least had something. This plan has such a high deductible that it is not eligible for a health savings account. For three years in a row I had medical issues that caused me to max out my deductible (ouch!!), which also caused pre-existing conditions that left me unable to lower my deductible unless I went with a risk-pool policy that a couple years ago was around $450.00 per month. I just got notice from Blue Cross that my premiums for this policy will be $227.00 per month in 2014.
Scenario as of 1/1/2014: I just signed up for insurance through MNSure. Bronze plan $6300.00 deductible w/40%
co-pay up to that. No sitting down with an insurance agent discussing my health history, I just signed up on the website. Premium is $285.00 per month and depending on how business goes I may be eligible for a subsidy. I will say it wasn't the easiest getting the website to work and some of the questions can be tough to figure out, but so far I am very happy. It isn't perfect, but at least I can start putting money into an HSA to help save up for any unforeseen medical issues.
Posted by Self-Banished on Dec. 03 2013,1:13 pm
^$6300 deductable with a 40% co-pay and a $285 a month premium, and you happy, ok.
Posted by Moparman on Dec. 03 2013,2:16 pm
Who could be happy with that? That's horrible coverage!
Posted by Boojadean on Dec. 03 2013,2:26 pm
(Self-Banished @ Dec. 03 2013,1:13 pm)
QUOTE
^$6300 deductable with a 40% co-pay and a $285 a month premium, and you happy, ok.
It's a lot better than $10,000 deductible with no co-pay for $227.00 a month with the only other option to lower my deductible to get risk-pool insurance for $450.00 per month. As I said in my earlier post, it's not perfect but it's much better than what I had. If I lived in Hennepin County it would be $130.00 per month for a bronze plan. We're getting screwed in southern Minnesota because Mayo basically sets the prices. There was an article in the Tribune about it a while back.
Posted by Self-Banished on Dec. 03 2013,3:46 pm
^ I feel bad for you.
Posted by Boojadean on Dec. 03 2013,4:06 pm
(Self-Banished @ Dec. 03 2013,3:46 pm)
QUOTE
^ I feel bad for you.
Why? My situation has improved.
Posted by grassman on Dec. 03 2013,5:34 pm
SB just showed that he, like many are very unaware of how alot of people have it.
Posted by Self-Banished on Dec. 04 2013,2:35 am
No, I've had to pay my own insurance before and it wasn't cheap nor very good but I had it. Thing is I didn't expect anyone else to pay my way or subsidize me.
Posted by Boojadean on Dec. 04 2013,3:04 pm
(Self-Banished @ Dec. 04 2013,2:35 am)
QUOTE
No, I've had to pay my own insurance before and it wasn't cheap nor very good but I had it. Thing is I didn't expect anyone else to pay my way or subsidize me.
I don't expect anyone else to pay my way or subsidize me either. However, I don't want to pay through the nose for those without insurance using the emergency room as their primary care provider, which is what is happening now.
Posted by Wolfie on Dec. 04 2013,4:43 pm
(Boojadean @ Dec. 04 2013,3:04 pm)
QUOTE
(Self-Banished @ Dec. 04 2013,2:35 am)
QUOTE
No, I've had to pay my own insurance before and it wasn't cheap nor very good but I had it. Thing is I didn't expect anyone else to pay my way or subsidize me.
I don't expect anyone else to pay my way or subsidize me either. However, I don't want to pay through the nose for those without insurance using the emergency room as their primary care provider, which is what is happening now.
As long as we still have "undocumented" workers streaming across our borders, working for cash, and living under the radar, we will still have that problem. Forcing people to purchase health insurance will not change that.
Posted by Boojadean on Dec. 04 2013,8:50 pm
(Wolfie @ Dec. 04 2013,4:43 pm)
QUOTE
(Boojadean @ Dec. 04 2013,3:04 pm)
QUOTE
(Self-Banished @ Dec. 04 2013,2:35 am)
QUOTE
No, I've had to pay my own insurance before and it wasn't cheap nor very good but I had it. Thing is I didn't expect anyone else to pay my way or subsidize me.
I don't expect anyone else to pay my way or subsidize me either. However, I don't want to pay through the nose for those without insurance using the emergency room as their primary care provider, which is what is happening now.
As long as we still have "undocumented" workers streaming across our borders, working for cash, and living under the radar, we will still have that problem. Forcing people to purchase health insurance will not change that.
53 million US citizens without health insurance prior to ACA. Getting them to stop using the emergency room as their primary care certainly will help.
Posted by Self-Banished on Dec. 04 2013,11:35 pm
^or about 11%So wreck it all for a small minority?
Posted by Self-Banished on Dec. 04 2013,11:37 pm
If this is such a wonderful thing why are our elected officials exempt?
Posted by Boojadean on Dec. 05 2013,7:59 am
(Self-Banished @ Dec. 04 2013,11:35 pm)
QUOTE
^or about 11%
So wreck it all for a small minority?
So wreck it all for a small minority?
Actually it's around 17% - or nearly one in five. A minority but if you were one of the ones without you wouldn't think it was insignificant, especially if you were unable to get healthcare due to pre-existing conditions.
Posted by Boojadean on Dec. 05 2013,8:10 am
(Self-Banished @ Dec. 04 2013,11:37 pm)
QUOTE
If this is such a wonderful thing why are our elected officials exempt?
Actually they aren't - Speaker of the House John Boehner just had an article about signing up for it. Senator Chuck Grassley of Iowa inserted an amendment to the bill that congresspersons and their staffers could not be exempt from it.
Posted by Self-Banished on Dec. 05 2013,11:16 am
They are, this is nothing more than grandstanding, so let's go a little further, has Obama put his family on ACA, very doubtful.
Posted by Expatriate on Dec. 05 2013,11:25 am
(Self-Banished @ Dec. 05 2013,11:16 am)
QUOTE
They are, this is nothing more than grandstanding, so let's go a little further, has Obama put his family on ACA, very doubtful.
Posted by Boojadean on Dec. 05 2013,11:34 am
(Self-Banished @ Dec. 05 2013,11:16 am)
QUOTE
They are, this is nothing more than grandstanding, so let's go a little further, has Obama put his family on ACA, very doubtful.
I have not seen anything saying Obama's own family has or has not signed up for healthcare under the exchange. I would say that they probably have not, since he is a federal employee and the senate amendment introduced by Senator Grassley apparently applied only to congress and not the president. Ultimately, Common Citizen started this thread asking how healthcare reform has affected people, and my personal experience so far is that it is helping me.
Posted by Self-Banished on Dec. 05 2013,12:33 pm
^ oh please, Obama signing up for ACA?Good for you that you ins. Costs went down, I want to keep mine from going up, I'd like very much to keep the ins. We have.
I think you mentioned that you're waiting to see what kind of year you have to see if you get subsidies, if you get them those subsidies are paid for by other participants of ACA, a redistribution of wealth.
Posted by grassman on Dec. 05 2013,2:56 pm
Kind of like the gas tax and license fees to keep them roads up that those big trucks beat the hell out of. You are part of a redistribution as well. I do not think that you pay for all of the damage done by your truck, all by your own self.
Posted by Self-Banished on Dec. 05 2013,3:06 pm
I pay a hell of a lot of taxes to run my trucks down the road, figure 10K plus, per.
Posted by Self-Banished on Dec. 05 2013,3:14 pm
^oops. Sorry, figured wrong, 12k per truck
Posted by Liberal on Dec. 05 2013,4:44 pm
^ 
Posted by Boojadean on Dec. 05 2013,4:52 pm
(Self-Banished @ Dec. 05 2013,12:33 pm)
QUOTE
^ oh please, Obama signing up for ACA?
Good for you that you ins. Costs went down, I want to keep mine from going up, I'd like very much to keep the ins. We have.
I think you mentioned that you're waiting to see what kind of year you have to see if you get subsidies, if you get them those subsidies are paid for by other participants of ACA, a redistribution of wealth.
Good for you that you ins. Costs went down, I want to keep mine from going up, I'd like very much to keep the ins. We have.
I think you mentioned that you're waiting to see what kind of year you have to see if you get subsidies, if you get them those subsidies are paid for by other participants of ACA, a redistribution of wealth.
Yes, I may be eligible for a subsidy if I make less than 400% of poverty level. Unlikely but possible since it has been a down year. In the years that I do better I don't mind paying extra to help others. It's cheaper in the long run to have everyone covered. Medical bankruptcies and unpaid hospital bills cost all of us.
Posted by Self-Banished on Dec. 05 2013,6:12 pm
(Liberal @ Dec. 05 2013,4:44 pm)
QUOTE
^
Just part of doing business.
Posted by Self-Banished on Dec. 05 2013,6:15 pm
(Boojadean @ Dec. 05 2013,4:52 pm)
QUOTE
(Self-Banished @ Dec. 05 2013,12:33 pm)
QUOTE
^ oh please, Obama signing up for ACA?
Good for you that you ins. Costs went down, I want to keep mine from going up, I'd like very much to keep the ins. We have.
I think you mentioned that you're waiting to see what kind of year you have to see if you get subsidies, if you get them those subsidies are paid for by other participants of ACA, a redistribution of wealth.
Good for you that you ins. Costs went down, I want to keep mine from going up, I'd like very much to keep the ins. We have.
I think you mentioned that you're waiting to see what kind of year you have to see if you get subsidies, if you get them those subsidies are paid for by other participants of ACA, a redistribution of wealth.
Yes, I may be eligible for a subsidy if I make less than 400% of poverty level. Unlikely but possible since it has been a down year. In the years that I do better I don't mind paying extra to help others. It's cheaper in the long run to have everyone covered. Medical bankruptcies and unpaid hospital bills cost all of us.
And where will the money come from to pay for ACA
Excuse me
, obamacare, this moniker needs to be hung around his neck.
Posted by Common Citizen on Dec. 10 2013,10:30 pm
(Boojadean @ Dec. 05 2013,4:52 pm)
QUOTE
(Self-Banished @ Dec. 05 2013,12:33 pm)
QUOTE
^ oh please, Obama signing up for ACA?
Good for you that you ins. Costs went down, I want to keep mine from going up, I'd like very much to keep the ins. We have.
I think you mentioned that you're waiting to see what kind of year you have to see if you get subsidies, if you get them those subsidies are paid for by other participants of ACA, a redistribution of wealth.
Good for you that you ins. Costs went down, I want to keep mine from going up, I'd like very much to keep the ins. We have.
I think you mentioned that you're waiting to see what kind of year you have to see if you get subsidies, if you get them those subsidies are paid for by other participants of ACA, a redistribution of wealth.
Yes, I may be eligible for a subsidy if I make less than 400% of poverty level. Unlikely but possible since it has been a down year. In the years that I do better I don't mind paying extra to help others. It's cheaper in the long run to have everyone covered. Medical bankruptcies and unpaid hospital bills cost all of us.
How noble of you. Did you gift any of your money to help these hospitals pay for the uninsured prior to Odummercare or are you just saying this now to make yourself feel better?
It is estimated that some $58 billion went unreimbursed a few years ago...pretty sure the government could find some money and put it to better use by taking care of this problem instead of forcing the middle class to take something they don't want.
< My Webpage >
..and this is from 7 years ago. Imagine how much more cash they can find today in all the useless projects going on in this country.
nuff said...
Posted by Boojadean on Dec. 11 2013,3:04 pm
(Common Citizen @ Dec. 10 2013,10:30 pm)
QUOTE
(Boojadean @ Dec. 05 2013,4:52 pm)
QUOTE
(Self-Banished @ Dec. 05 2013,12:33 pm)
QUOTE
^ oh please, Obama signing up for ACA?
Good for you that you ins. Costs went down, I want to keep mine from going up, I'd like very much to keep the ins. We have.
I think you mentioned that you're waiting to see what kind of year you have to see if you get subsidies, if you get them those subsidies are paid for by other participants of ACA, a redistribution of wealth.
Good for you that you ins. Costs went down, I want to keep mine from going up, I'd like very much to keep the ins. We have.
I think you mentioned that you're waiting to see what kind of year you have to see if you get subsidies, if you get them those subsidies are paid for by other participants of ACA, a redistribution of wealth.
Yes, I may be eligible for a subsidy if I make less than 400% of poverty level. Unlikely but possible since it has been a down year. In the years that I do better I don't mind paying extra to help others. It's cheaper in the long run to have everyone covered. Medical bankruptcies and unpaid hospital bills cost all of us.
How noble of you. Did you gift any of your money to help these hospitals pay for the uninsured prior to Odummercare or are you just saying this now to make yourself feel better?
It is estimated that some $58 billion went unreimbursed a few years ago...pretty sure the government could find some money and put it to better use by taking care of this problem instead of forcing the middle class to take something they don't want.
< My Webpage >
..and this is from 7 years ago. Imagine how much more cash they can find today in all the useless projects going on in this country.
nuff said...
Feel free to mock me all you like. The bottom line is, my insurance coverage is much better and much cheaper than it was before the Affordable Care Act (or Obamacare if you like). I can never again be denied coverage for pre-existing conditions and no longer have a lifetime limit for coverage. You started this thread asking for real world information on how the new healthcare law has affected people and I gave an honest answer. I am very sorry that it is not the answer that you wanted.
Posted by irisheyes on Dec. 16 2013,1:05 am
(Common Citizen @ Dec. 10 2013,10:30 pm)
QUOTE
It is estimated that some $58 billion went unreimbursed a few years ago...pretty sure the government could find some money and put it to better use by taking care of this problem instead of forcing the middle class to take something they don't want.
So you'd rather the government cut the check for this without any new revenue. As usual, the Republican solution is say no to any reform and just add the uninsured and unreimbursed care to the deficit. And if the coverage is too low or they don't get it at all, they can always declare bankruptcy. We all know that's what Dave Ramsey would do.
QUOTE
instead of forcing the middle class to take something they don't want.
The middle class has wanted reform for decades. Your side has a short memory if you think people did not want healthcare reform and they were unwillingly forced into getting better insurance coverage.
But then again, it seems you guys think that teleprompters, deficits, and unemployment rate numbers all started in January '09.
Posted by irisheyes on Dec. 16 2013,1:15 am
(Boojadean @ Dec. 11 2013,3:04 pm)
QUOTE
Feel free to mock me all you like. The bottom line is, my insurance coverage is much better and much cheaper than it was before the Affordable Care Act (or Obamacare if you like).
Thanks for the feedback on your situation. You'll have to excuse the conservatives of the board, they're outraged to find out the ACA is actually improving coverage.
The exchanges should be particularly helpful for the self-employed. Many private contractors went without coverage before.
Posted by Common Citizen on Jan. 09 2014,8:24 am
For a small minority at the expense of others? Pfft...
Posted by Self-Banished on Jan. 09 2014,8:53 am
(Common Citizen @ Jan. 09 2014,8:24 am)
QUOTE
For a small minority at the expense of others?
Pfft...
Pfft...
Pretty much sums it up. Our premiums went up last year and I expect them to go up again this year.
Posted by Botto 82 on Jan. 09 2014,8:56 am
(Common Citizen @ Jan. 09 2014,8:24 am)
QUOTE
For a small minority at the expense of others?
Pfft...
Pfft...
And the big bank bailout was what, exactly?
Posted by grassman on Jan. 09 2014,9:08 am
Botto, this country has evolved from being built by the sweat of hard working men and women. It is time to cast them aside. No longer relevant, just a vile side product. The new country is gather as much money, as easily and any which way you can. Lie, cheat, steal, the American Capitalistic Way. Bigger is better.
Posted by Common Citizen on Jan. 09 2014,9:14 am
QUOTE
So you'd rather the government cut the check for this without any new revenue. As usual, the Republican solution is say no to any reform and just add the uninsured and unreimbursed care to the deficit. And if the coverage is too low or they don't get it at all, they can always declare bankruptcy. We all know that's what Dave Ramsey would do.
Nope. The health care companies should eat it and then they can write it off their tax bill. That's the cost of doing business and does not put taxpayer money at risk. Bankruptcy only puts the debtor and the owner of the debt at risk. Republicans often believe in reform but I will take their side on disagreeing on this reform. The donks have the right heart but the wrong solution. Reform should have started by addressing the costs of health care. It should have never been about insurance premiums and who has it and who doesn't.
They made this a big problem when they voted for it in the dead of the night without getting the experts involved or debating the pros and cons. They passed the bill based on lies and ignorance. You can post youtube videos all day long about how some the health insurers were making backdoor deals. If you knew something like this was coming and you had no control over it, would 't you make a deal to survive? You either come along for the ride and do it our way or you will be gone tomorrow. The insurance companies needed the individual mandate of health insurers to spread the risk in order to cover those with pre-existing conditions and those normally uninsurable under the current model. Without it they wouldn't survive thus putting even more millions of people at risk of not having insurance. Not because they couldn't afford the premiums but because the insurance companies wouldn't be around to offer it.
In my opinion, that is where the insurers failed the people. They didn't have the stomach to fight.
Posted by grassman on Jan. 09 2014,9:26 am
It is just business as usual. Providers win, insurance companies win, and some of the people win. Out of three, who won the most.
Posted by Common Citizen on Jan. 09 2014,1:22 pm
(Botto 82 @ Jan. 09 2014,8:56 am)
QUOTE
(Common Citizen @ Jan. 09 2014,8:24 am)
QUOTE
For a small minority at the expense of others?
Pfft...
Pfft...
And the big bank bailout was what, exactly?
They should have been allowed to fail. Just because I'm a conservative and Bush was president at the time doesn't mean I supported it. I'm much more conservative fiscally then W.
Posted by Common Citizen on Jan. 09 2014,1:32 pm
(grassman @ Jan. 09 2014,9:26 am)
QUOTE
It is just business as usual. Providers win, insurance companies win, and some of the people win. Out of three, who won the most.
That's up for debate. I would submit that the losers are the majority in middle America that had plans they were satisfied with. The Affordable Care Act is anything but affordable to millions of Americans when compared to what they had prior to the act.
Posted by Common Citizen on Jan. 30 2014,10:59 am
Another testimonial regarding Obamacare and its src="http://embed.newsinc.com/Single/iframe.html?WID=1&VID=25570302&freewheel=69016&sitesection=weeklystandard&width=1366&height=768" height="768" width="1366" scrolling="no" frameborder="0" marginwidth="0" marginheight="0">
or go < here. >
Posted by Self-Banished on Jan. 30 2014,11:29 am
I just keep hearing that bitch Pelosi saying,"We have to pass it to see what's in it"
Posted by Self-Banished on Sep. 17 2014,5:20 am
Preferred One is pulling out of the healthcare exchange,Their spokesman said it wasn't sustainable
PreferredOne spokesman Steve Peterson told KSTP that continuing to offer insurance through MNsure is "not administratively and financially sustainable."
Here's the full article from some organization called MPR
< http://www.mprnews.org/story/2014/09/16/preferredone-mnsure >
Posted by irisheyes on Sep. 17 2014,6:18 am
There are pros and cons of the Romney-care exchanges, but it's the best solution we have so far for a problem that's been around for all of our lifetimes.Nearly all other developed nations have shown us that a single-payer system is a far more efficient model for healthcare. But it'll never pass here with the stranglehold special interests have on Congress.
Posted by Self-Banished on Sep. 17 2014,6:36 am
(irisheyes @ Sep. 17 2014,6:18 am)
QUOTE
But it'll never pass here with the stranglehold special interests have on Congress.
Single payer is pretty much a sure thing once the "care act" was enacted with its inevitable failure.
Posted by Common Citizen on Sep. 27 2014,8:56 am
Workplace benefit representatives are running away from this business. There is a storm coming. Word has it that many companies are possibly looking at a 40-60% increase in premiums.What do you think is going to happen to employee benefit's then?
Posted by irisheyes on Sep. 27 2014,11:39 pm
(Common Citizen @ Sep. 27 2014,8:56 am)
QUOTE
Workplace benefit representatives are running away from this business. There is a storm coming. Word has it that many companies are possibly looking at a 40-60% increase in premiums.
What do you think is going to happen to employee benefit's then?
What do you think is going to happen to employee benefit's then?
I get what you're saying, CC. But there's always a storm coming in politics, and huge premium increases aren't a new thing, they were happening years before the ACA. The only difference is now it's all Obama and Pelosi's fault, before the doctors and insurance companies just blamed the lawyers, now they blame Obamacare.
The ACA wasn't a miracle cure, we all know that. It was a solution for problems with healthcare coverage the public had been pushing politicians to solve for decades. And it wasn't until Obama and Pelosi supported it that Republicans like Romney and Gingrich suddenly became against it.
Posted by Self-Banished on Sep. 28 2014,3:00 pm
Die by 75< http://legalinsurrection.com/2014...h-panel >
Posted by MADDOG on Sep. 28 2014,8:00 pm
QUOTE
Fairy tales can come true, it can happen to you
If you're young at heart.
For it's hard, you will find, to be narrow of mind
If you're young at heart.
You can go to extremes with impossible schemes.
You can laugh when your dreams fall apart at the seams.
And life gets more exciting with each passing day.
And love is either in your heart, or on it's way.
Don't you know that it's worth every treasure on earth
To be young at heart.
For as rich as you are, it's much better by far
To be young at heart.
And if you should survive to 105,
Look at all you'll derive out of being alive!
And here is the best part, you have a head start
If you are among the very young at heart.
And if you should survive to 105,
Look at all you'll derive out of being alive!
And here is the best part, you have a head start
If you are among the very young at heart.
If you're young at heart.
For it's hard, you will find, to be narrow of mind
If you're young at heart.
You can go to extremes with impossible schemes.
You can laugh when your dreams fall apart at the seams.
And life gets more exciting with each passing day.
And love is either in your heart, or on it's way.
Don't you know that it's worth every treasure on earth
To be young at heart.
For as rich as you are, it's much better by far
To be young at heart.
And if you should survive to 105,
Look at all you'll derive out of being alive!
And here is the best part, you have a head start
If you are among the very young at heart.
And if you should survive to 105,
Look at all you'll derive out of being alive!
And here is the best part, you have a head start
If you are among the very young at heart.
QUOTE
< Do you want to live beyond age 75? >
Ezekiel Emanuel hopes to die at age 75. At least that's the title of a controversial article he recently wrote for the Atlantic. Emanuel, the director of the Clinical Bioethics Department at the U.S. National Institutes of Health and head of the Department of Medical Ethics & Health Policy at the University of Pennsylvania, has obviously given this a lot of thought.
Ezekiel Emanuel hopes to die at age 75. At least that's the title of a controversial article he recently wrote for the Atlantic. Emanuel, the director of the Clinical Bioethics Department at the U.S. National Institutes of Health and head of the Department of Medical Ethics & Health Policy at the University of Pennsylvania, has obviously given this a lot of thought.
QUOTE
His rationale for discontinuing life-extending measures? By age 75, Emanuel says he'll have lived a complete life. For instance, he'll have seen his children launched into the world and grandchildren born. He's concerned about the physical limitations that are inevitable as you age, including a loss of creativity and the ability to work and contribute to your family, society and the world.
Gee, I don't want wish anything on him.
< Ezekiel Emanuel >
Posted by Liberal on Sep. 30 2014,8:13 am
QUOTE
According to the McKinsey Center for U.S. Health System Reform, premiums for 28 percent of the “silver” level plans offered on 19 state exchanges went up more than 10 percent from 2014 to 2015, but premiums for 14 percent went down by 10 percent.
Those numbers didn’t include Minnesota. The management consulting firm’s report also says some of the cheapest plans are becoming even cheaper with competitors entering the market and existing companies cutting rates.
< http://www.albertleatribune.com/2014...ming-up >
Who would have thought that competition would lower prices?
Posted by Common Citizen on Sep. 30 2014,11:00 am
You forgot to include this paragraph from the same story.QUOTE
Many individuals who bought private insurance on the exchange likely will pay more next year given that the largest and cheapest carrier, PreferredOne, abruptly pulled out of MNsure this month, leaving the market to Blue Cross and Blue Shield of Minnesota, HealthPartners, Medica and UCare. MNsure offered some of the lowest premiums in the country thanks to PreferredOne’s aggressive pricing for the inaugural year, but the carrier decided the strategy was unsustainable.
A lot of good that pricing strategy did for Preferred One. So with one less carrier in the market place, the competition actually shrunk.
Posted by Expatriate on Sep. 30 2014,2:16 pm
^^Having had Preferred One Insurance once in my life I’d often thought they preferred not to pay, once they fell under government regulation and had to pay they preferred not to participate. IMHO
Posted by Common Citizen on Oct. 01 2014,7:02 am
^ They probably smelled fraud coming from you.
Posted by Liberal on Oct. 01 2014,7:35 am
I didn't forget anything, I was pointing out that some people will see a lower premium and I don't think I've ever heard of anyone's rate going down. Do you think rates going up for some people is newsworthy?
Posted by Common Citizen on Oct. 01 2014,7:42 am
Actually, I have. Those costs are usually transferred to another group or benefits are cut? It appears in this case, the costs are transferred to another group.I should add that claims experience can also reduce premiums.
To Expat's point, maybe they're refusing to pay claims.
Posted by Expatriate on Oct. 01 2014,2:03 pm
It’s pretty straightforward they’re pulling out for Financial and Administrative reasons, that translates into they had to pay claims!
Posted by Common Citizen on Oct. 03 2014,8:40 am
You took home economics instead of the regular economics course offered at your school, didn't ya?
Posted by Expatriate on Oct. 03 2014,8:55 pm
Posted by alcitizens on Oct. 05 2014,7:20 am
I sure wish I had the Affordable Care Act/Obamacare back in the 1990's.. It's slowing the rise of health care costs and in some states the costs are declining..
Posted by Common Citizen on Oct. 05 2014,8:49 am
(alcitizens @ Oct. 05 2014,7:20 am)
QUOTE
I sure wish I had the Affordable Care Act/Obamacare back in the 1990's..
It's slowing the rise of health care costs and in some states the costs are declining..
It's slowing the rise of health care costs and in some states the costs are declining..
Balony. The vast majority of medical procedures have gone up since the 90's so how can you make a statement like that? Everyone knows a doctors visit cost more today than it did 20 years ago. You're misleading the public just like the President for political gain.
Per capita health expenditures
1990: $2855
2013: $8915
Cms.gov. Despite the hype on their home page the devil is in the details.
Costs have tripled in two decades.
Do you look at your medical bills or are you confusing those with the "Explanation of Benefits" from your insurance provider?
Posted by alcitizens on Oct. 05 2014,11:30 am
Bill and Hillary Clinton nearly got health care reform passed in the 90's.. Republicans said NO.. Trillions of dollars have been wasted since..
Health care costs would be so much lower today if the Clinton's had succeeded..
Today's health care insurance would be less than half of what it is currently..
Posted by Common Citizen on Oct. 05 2014,2:54 pm
^ I could see your response coming a mile away. Straight out of Saul Alinski's Rules for Radicals. Your bs and hyperbole is so predictable.
Posted by Self-Banished on Oct. 05 2014,6:39 pm
(alcitizens @ Oct. 05 2014,11:30 am)
QUOTE
Health care costs would be so much lower today if the Clinton's had succeeded..
Today's health care insurance would be less than half of what it is currently..
Today's health care insurance would be less than half of what it is currently..
Really? I'd like to see some proof.
Posted by Botto 82 on Oct. 06 2014,10:35 am
The price of everything goes up, and no-one has any money. There isn't any industry left in the US - if it can be outsourced it already has and what remains has already pitted cities against each-other for free land and the best tax breaks.This is the great 'service economy' that was promised - and what many economists warned about years ago. It's not sustainable, and we are pretty much running out of tricks to keep this circus tent up propped up. Stock market at record highs, corporations posting record profits while paying no taxes, and all the while wages have been stagnant or regressing. Who cares, as long as there is 200 channels of reality television and new gadgets to keep you distracted...
Those of you that still worship at the altar of all things Reagan should really take another look at your demigod.
Posted by Self-Banished on Oct. 06 2014,12:24 pm
^^^you think it's all the fault of Ronnie? It goes quite a bit deeper than that, pretty much our entire political system.What it's comes down to is "grab what you can while you can"
Eventually the music stops and one might notice a severe lack of chairs
Posted by MADDOG on Oct. 06 2014,4:36 pm
(Botto 82 @ Oct. 06 2014,10:35 am)
QUOTE
This is the great 'service economy' that was promised - and what many economists warned about years ago. It's not sustainable, and we are pretty much running out of tricks to keep this circus tent up propped up. Stock market at record highs, corporations posting record profits while paying no taxes, and all the while wages have been stagnant or regressing. Who cares, as long as there is 200 channels of reality television and new gadgets to keep you distracted...
Those of you that still worship at the altar of all things Reagan should really take another look at your demigod.
Those of you that still worship at the altar of all things Reagan should really take another look at your demigod.
Botto, the problem goes way back farther than that. Your problem is so old that it's not far from drawing Social Security.
We've been fighting it for fifty years and to the best of my knowledge, we're not any closer to victory than we were then.
It was fifty years ago that a democrat president started full scale social engineering in this country. The Great Society really took care of poverty in this country. We didn't see any take down of federal babysitting until Reagan. You're old enough to remember Botto. Just how much poverty did all those federal handout programs take care of?
Longest war we've ever been in and nothing today to show for it.
Posted by Self-Banished on Oct. 08 2014,6:51 am
Here's some more "benefits" to the affordable health care act (remember, election time is just a few short weeks away)30,000 walmart workers, of course we don't care, they work for evil Walmart.
< http://online.wsj.com/article...2694790 >
Posted by MADDOG on Oct. 08 2014,8:22 am
Good, Patrick can write another letter about the evils of slavemart. Nothing new. Target and Home Depot already did it.30,000 employees out of 1.4 million isn't a big percentage. Most big retail chains don't offer insurance to its part timers. Trouble is that as the great one's socialized medicine takes more and more cuts from retailer's bottom lines, more workers will be pushed to part time and have their coverage dropped. Of course the workers who end up on the short stick will rely on the taxpayer to pick up the Medicaid bill.
Posted by Common Citizen on Oct. 08 2014,8:33 am
This is all part of the grand plan to move towards socialized medicine.It's not that Walmart can't afford it, or that the insurance plan wasn't sufficient, it's because they can now direct their employees to Obamacare and have those costs transferred to taxpayers.
Who wouldn't make that deal if they could?
Posted by irisheyes on Oct. 09 2014,7:15 am
By Walmart's own internal memos we've known that they've preferred to keep employees part-time and on taxpayer funded healthcare.(Self-Banished @ Oct. 08 2014,6:51 am)
QUOTE
30,000 walmart workers, of course we don't care, they work for evil Walmart.
When did you guys start caring about minimum wage employees?
Posted by irisheyes on Oct. 09 2014,7:24 am
(Common Citizen @ Oct. 05 2014,2:54 pm)
QUOTE
^ I could see your response coming a mile away. Straight out of Saul Alinski's Rules for Radicals.
There's only three people I've heard refer to Rules for Radicals: Newt Gingrich while running for President, and two conservative posters on this forum. You might be the only ones who keep reading that book.
Posted by Self-Banished on Oct. 09 2014,7:29 am
(irisheyes @ Oct. 09 2014,7:15 am)
QUOTE
By Walmart's own internal memos we've known that they've preferred to keep employees part-time and on taxpayer funded healthcare.
(Self-Banished @ Oct. 08 2014,6:51 am)
When did you guys start caring about minimum wage employees?
(Self-Banished @ Oct. 08 2014,6:51 am)
QUOTE
30,000 walmart workers, of course we don't care, they work for evil Walmart.
When did you guys start caring about minimum wage employees?
From the sounds of it Walmart was providing ins. for 30k workers, now they're not. Most likely because of the implication of ACA
As for caring for min wage workers? I'll mention them the next time I say a prayer. Maybe they'll wake up and smell the coffee in about three weeks.
Posted by Expatriate on Oct. 09 2014,8:24 am
Wal-Mart, Target, Home Depot, Walgreens can well afford to provide for their employees but these profitable companies choose to burden the taxpayer with their responsibility.It’s time for you Republicans to say enough is enough and not to abandon your fellow worker but except and strengthen the ACA so these extremely profitable corporate giants can no longer abuse their employees or the taxpayer!
Posted by Self-Banished on Oct. 09 2014,10:49 am
^^^ fellow worker???Sorry pal, no unions with those companies.
Posted by Expatriate on Oct. 09 2014,11:16 am
^^^
Posted by Self-Banished on Oct. 09 2014,11:49 am
^^^Remember now, breath in, breath out
Posted by Common Citizen on Oct. 10 2014,10:38 pm
(irisheyes @ Oct. 09 2014,7:24 am)
QUOTE
(Common Citizen @ Oct. 05 2014,2:54 pm)
QUOTE
^ I could see your response coming a mile away. Straight out of Saul Alinski's Rules for Radicals.
There's only three people I've heard refer to Rules for Radicals: Newt Gingrich while running for President, and two conservative posters on this forum. You might be the only ones who keep reading that book.
Truth must hurt or you wouldn't have responded with such drivel.
Posted by alcitizens on Oct. 13 2014,11:50 pm
(Self-Banished @ Oct. 05 2014,6:39 pm)
QUOTE
(alcitizens @ Oct. 05 2014,11:30 am)
QUOTE
Health care costs would be so much lower today if the Clinton's had succeeded..
Today's health care insurance would be less than half of what it is currently..
Today's health care insurance would be less than half of what it is currently..
Really? I'd like to see some proof.
People 65 and older have government run healthcare insurance called Medicare and they only pay about $100 per month..
The public option that the Clinton's tried to get passed in the 90's was Medicare for all..
Republicans failed the people once again..
Posted by Self-Banished on Oct. 14 2014,4:57 am
^^^thst's Medicare, not ACA. $100 a month? There would be be no doctors, no nurses, no one left in the health care field at that price.
Posted by Botto 82 on Oct. 14 2014,9:33 am
(Self-Banished @ Oct. 14 2014,4:57 am)
QUOTE
^^^thst's Medicare, not ACA. $100 a month? There would be be no doctors, no nurses, no one left in the health care field at that price.
Yeah, somebody has to pay for all those fifty-dollar Tylenol pills...
Posted by Common Citizen on Oct. 14 2014,5:16 pm
(alcitizens @ Oct. 13 2014,11:50 pm)
QUOTE
People 65 and older have government run healthcare insurance called Medicare and they only pay about $100 per month..
The public option that the Clinton's tried to get passed in the 90's was Medicare for all..
Republicans failed the people once again..
The public option that the Clinton's tried to get passed in the 90's was Medicare for all..
Republicans failed the people once again..
Sorry sir, but you're wrong again.
You forgot to mention all those years the majority of workers paid into FICA, not to mention once on Medicare they have to pay an additional $1260 deductible for every hospital stay and the uncapped 20% co-pay for most kinds of outpatient treatments and doctor's visits. It doesn't take those 65+ to rack up some serious bills if all they have is Medicare.
It's not all you think it's cracked up to be.
$100 per month my arse.
Posted by alcitizens on Oct. 14 2014,6:13 pm
(Common Citizen @ Oct. 14 2014,5:16 pm)
QUOTE
(alcitizens @ Oct. 13 2014,11:50 pm)
QUOTE
People 65 and older have government run healthcare insurance called Medicare and they only pay about $100 per month..
The public option that the Clinton's tried to get passed in the 90's was Medicare for all..
Republicans failed the people once again..
The public option that the Clinton's tried to get passed in the 90's was Medicare for all..
Republicans failed the people once again..
Sorry sir, but you're wrong again.
You forgot to mention all those years the majority of workers paid into FICA, not to mention once on Medicare they have to pay an additional $1260 deductible for every hospital stay and the uncapped 20% co-pay for most kinds of outpatient treatments and doctor's visits. It doesn't take those 65+ to rack up some serious bills if all they have is Medicare.
It's not all you think it's cracked up to be.
$100 per month my arse.
Most policies start out with high deductibles and co-pays but still pay 80%..
When hospitals, doctors, nurses and everyone in between get paid for services by 100% of the patients instead of by only the 80% that have insurance, prices drop on healthcare along with healthcare insurance..
Obamacare is a good start but Medicare for all proposed by the Clinton's in the 90's would have been so much better for all of us..
Posted by alcitizens on Oct. 16 2014,4:31 am
If you run a business and 2 out of every 10 people don't pay their bill, you either go out of business or you have to raise prices on those that do pay..
Posted by Self-Banished on Oct. 16 2014,7:31 am
(alcitizens @ Oct. 16 2014,4:31 am)
QUOTE
If you run a business and 2 out of every 10 people don't pay their bill, you either go out of business or you have to raise prices on those that do pay..
If you run a business and 2 out of 10 customers don't pay their bill you cease doing business with those 2.
Posted by MADDOG on Oct. 16 2014,8:25 am
(alcitizens @ Oct. 16 2014,4:31 am)
QUOTE
If you run a business and 2 out of every 10 people don't pay their bill, you either go out of business or you have to raise prices on those that do pay..
So if, say four out of ten people have their health care subsidized by the government...
Posted by Self-Banished on Oct. 16 2014,9:32 am
(MADDOG @ Oct. 16 2014,8:25 am)
QUOTE
(alcitizens @ Oct. 16 2014,4:31 am)
QUOTE
If you run a business and 2 out of every 10 people don't pay their bill, you either go out of business or you have to raise prices on those that do pay..
So if, say four out of ten people have their health care subsidized by the government...
Excellent point
Posted by MADDOG on Oct. 16 2014,2:59 pm
Here it comes. At least some news sources are starting to let people know how your socialized medicine is going to bite you.QUOTE
With great fanfare earlier this month, Minnesota Department of Commerce officials announced Minnesota would continue to have among the "lowest health insurance rates in the country." They were referring to health insurance sold through MNsure, which they said would only increase an "average of 4.5 percent."
That modest increase was immediately met with skepticism by Republican opponents of Gov. Mark Dayton's administration. However, the health insurance industry is also throwing cold water on the notion that Minnesotans will see rates go up just 4.5 percent. Whether buying insurance in the MNSure system or through the private market, for most Minnesotans reality will not match the rosy 4.5 percent "average increase."
"You've got to remember, the majority of consumers who have individual health insurance policies did not buy them through MNsure," says Alycia Reidl of the Minnesota Association of Health Underwriters. "Most of them are outside of MNsure at this point, and they haven't received their renewals yet. As they start to receive them, they're going to understand they have significant increases facing them."
She told them many Minnesotans now have the mistaken notion their rates will go up only 4.5 percent. Instead, Reidl says they're likely to get "sticker shock" when they see their increases.
"The increases that are happening are putting our clients in a really difficult situation which is putting us in a difficult situation as the bearer of that news," Reidl told the MNsure Board.
Reidl says one broker received new rates for 2015 from PreferredOne and reviewed the figures with clients.
For example, there's a 45-year-old non-smoker in a 2014 plan that has a $3,600 deductible and $202 monthly rate. The closest PreferredOne plan in 2015 would have a $3,850 deductible and a $319 monthly rate, a 58 percent increase.
< double digit increases, duh? >
That modest increase was immediately met with skepticism by Republican opponents of Gov. Mark Dayton's administration. However, the health insurance industry is also throwing cold water on the notion that Minnesotans will see rates go up just 4.5 percent. Whether buying insurance in the MNSure system or through the private market, for most Minnesotans reality will not match the rosy 4.5 percent "average increase."
"You've got to remember, the majority of consumers who have individual health insurance policies did not buy them through MNsure," says Alycia Reidl of the Minnesota Association of Health Underwriters. "Most of them are outside of MNsure at this point, and they haven't received their renewals yet. As they start to receive them, they're going to understand they have significant increases facing them."
She told them many Minnesotans now have the mistaken notion their rates will go up only 4.5 percent. Instead, Reidl says they're likely to get "sticker shock" when they see their increases.
"The increases that are happening are putting our clients in a really difficult situation which is putting us in a difficult situation as the bearer of that news," Reidl told the MNsure Board.
Reidl says one broker received new rates for 2015 from PreferredOne and reviewed the figures with clients.
For example, there's a 45-year-old non-smoker in a 2014 plan that has a $3,600 deductible and $202 monthly rate. The closest PreferredOne plan in 2015 would have a $3,850 deductible and a $319 monthly rate, a 58 percent increase.
< double digit increases, duh? >
< Health Insurance Premiums Spike Across The State >
< Worries about an epidemic are spreading through Minnesota >.
Posted by Grinning_Dragon on Oct. 16 2014,6:54 pm
It has made it worse for us, costs me more, raised my deductible from $100 to $2000, dropped coverage for certain procedures / lab work.Also had to go from a single insurance plan that covered the whole family to where each of us had to get our own plan, thus wasting even more money.
Affordable care act my butt.
U barry and congress, thanks for nothing, and leaving me with less per week.
Posted by alcitizens on Oct. 19 2014,7:41 am
(Grinning_Dragon @ Oct. 16 2014,6:54 pm)
QUOTE
It has made it worse for us, costs me more, raised my deductible from $100 to $2000, dropped coverage for certain procedures / lab work.
Also had to go from a single insurance plan that covered the whole family to where each of us had to get our own plan, thus wasting even more money.
Affordable care act my butt. U barry and congress, thanks for nothing, and leaving me with less per week.
Also had to go from a single insurance plan that covered the whole family to where each of us had to get our own plan, thus wasting even more money.
Affordable care act my butt.
U barry and congress, thanks for nothing, and leaving me with less per week.Louisiana
The decision against Medicaid expansion affects not only uninsured individuals, but also Louisiana healthcare providers and its overall economy. The state provided $18 million in stopgap funding in late August when Baton Rouge General Mid City Hospital announced it would close its emergency room due to the expense of providing uncompensated care for the uninsured.
< http://www.healthinsurance.org/louisia...xchange >
If you're going to act like an uneducated redneck, you'll get treated like one..
Posted by Grinning_Dragon on Oct. 19 2014,8:45 am
(alcitizens @ Oct. 19 2014,7:41 am)
QUOTE
(Grinning_Dragon @ Oct. 16 2014,6:54 pm)
QUOTE
It has made it worse for us, costs me more, raised my deductible from $100 to $2000, dropped coverage for certain procedures / lab work.
Also had to go from a single insurance plan that covered the whole family to where each of us had to get our own plan, thus wasting even more money.
Affordable care act my butt. U barry and congress, thanks for nothing, and leaving me with less per week.
Also had to go from a single insurance plan that covered the whole family to where each of us had to get our own plan, thus wasting even more money.
Affordable care act my butt.
U barry and congress, thanks for nothing, and leaving me with less per week.Louisiana
The decision against Medicaid expansion affects not only uninsured individuals, but also Louisiana healthcare providers and its overall economy. The state provided $18 million in stopgap funding in late August when Baton Rouge General Mid City Hospital announced it would close its emergency room due to the expense of providing uncompensated care for the uninsured.
< http://www.healthinsurance.org/louisia...xchange >
If you're going to act like an uneducated redneck, you'll get treated like one..
EH, we are not using any ins. exchange.
Our ins. is provided through our Co., a huge company that is part of the medical ind.
Before socialist-care I was paying $46 a week, now I pay $152. Yep, sure made it affordable.
Posted by Common Citizen on Oct. 19 2014,9:13 am
(alcitizens @ Oct. 19 2014,7:41 am)
QUOTE
Louisiana
The decision against Medicaid expansion affects not only uninsured individuals, but also Louisiana healthcare providers and its overall economy. The state provided $18 million in stopgap funding in late August when Baton Rouge General Mid City Hospital announced it would close its emergency room due to the expense of providing uncompensated care for the uninsured.
< http://www.healthinsurance.org/louisia...xchange >
If you're going to act like an uneducated redneck, you'll get treated like one..
Maybe this letter from the Governor will help you better understand Louisiana's decision.
QUOTE
Since the PPACA was signed into law, the State of Louisiana has repeatedly stated that the law has severe legal problems, is bad policy, and is unworkable. … While the Supreme Court ruled on the Constitutionality of some parts of the PPACA, it was not an endorsement of its policy merits. … The PPACA remains a flawed piece of legislation that fails to fix the fundamental existing problems in the United States health care system, particularly the unsustainable rising costs faced by American families and small businesses. Instead, we are faced with a more tightly controlled federal-run health insurance market that will increase costs, undermine the private health care marketplace, and weaken private sector job creation.
The Supreme Court’s decision also fails to resolve the fact that the PPACA is simply an unworkable piece of legislation. With incomplete regulations and unrealistic deadlines, States and the Federal government will struggle to have a health insurance Exchange ready for open enrollment on October 1, 2013 that is not beset with major complications for the insurance market and the respective residents of the States. The full extent of damage the PPACA causes to small businesses, the nation’s economy, and the American health care system will only be revealed with time. The State of Louisiana has no interest in being a party to this failure by implementing a state based exchange.
The Supreme Court’s decision also fails to resolve the fact that the PPACA is simply an unworkable piece of legislation. With incomplete regulations and unrealistic deadlines, States and the Federal government will struggle to have a health insurance Exchange ready for open enrollment on October 1, 2013 that is not beset with major complications for the insurance market and the respective residents of the States. The full extent of damage the PPACA causes to small businesses, the nation’s economy, and the American health care system will only be revealed with time. The State of Louisiana has no interest in being a party to this failure by implementing a state based exchange.
Posted by Expatriate on Oct. 19 2014,4:14 pm
(Common Citizen @ Oct. 14 2014,5:16 pm)
QUOTE
(alcitizens @ Oct. 13 2014,11:50 pm)
QUOTE
People 65 and older have government run healthcare insurance called Medicare and they only pay about $100 per month..
The public option that the Clinton's tried to get passed in the 90's was Medicare for all..
Republicans failed the people once again..
The public option that the Clinton's tried to get passed in the 90's was Medicare for all..
Republicans failed the people once again..
Sorry sir, but you're wrong again.
You forgot to mention all those years the majority of workers paid into FICA, not to mention once on Medicare they have to pay an additional $1260 deductible for every hospital stay and the uncapped 20% co-pay for most kinds of outpatient treatments and doctor's visits. It doesn't take those 65+ to rack up some serious bills if all they have is Medicare.
It's not all you think it's cracked up to be.
$100 per month my arse.
CC there you go again with that unlimited supply of misinformation
Part A Medicare has a $1,216 dollar deductible which covers your first 60 days in the Hospital! If I can get 60 days in the Hospital for $1,216 I consider it a bargain
Statics show the average person will go to the Hospital four times during his/her retirement years, it’s a rarity to spend more than a week in a Hospital bed not that it can’t happen, But how many people do you know that spent 60 days in hospital bed and if they did Medicare paid the bill, all but $1,216.
Part B Medicare has a $147. dollar deductible plus the 20% you mentioned but not everything has that, some things are covered from dollar one!
Let me explain this 20% in a little more detail, lets say your Doctor requests an MRI the bill is a ridiculous $2000. Medicare says the value of an MRI
should only be $500. of which they pay their 80% $400. leaving you $100 NOT the extra $1,600.
Medicare supplements (private Insurances) are rather reasonably priced, you can even leave the Traditional Medicare and go with a Medicare Advantage Plan.
With the Medigap policy and Medicare the bill is zilch!
and yes you can buy these policies for under $100 dollars a month.
In Minnesota Medicare doesn't allow for excess charges like
in some lowlife Republican States!
Common I think you’d be much happier in Texas, here’s a little tune for ya pard, it’s irony in case you don’t get it!,
Posted by alcitizens on Oct. 20 2014,4:43 pm
Minnesota Humana Medicare Advantage
Posted by Common Citizen on Oct. 20 2014,9:38 pm
(Expatriate @ Oct. 19 2014,4:14 pm)
QUOTE
(Common Citizen @ Oct. 14 2014,5:16 pm)
QUOTE
(alcitizens @ Oct. 13 2014,11:50 pm)
QUOTE
People 65 and older have government run healthcare insurance called Medicare and they only pay about $100 per month..
The public option that the Clinton's tried to get passed in the 90's was Medicare for all..
Republicans failed the people once again..
The public option that the Clinton's tried to get passed in the 90's was Medicare for all..
Republicans failed the people once again..
Sorry sir, but you're wrong again.
You forgot to mention all those years the majority of workers paid into FICA, not to mention once on Medicare they have to pay an additional $1260 deductible for every hospital stay and the uncapped 20% co-pay for most kinds of outpatient treatments and doctor's visits. It doesn't take those 65+ to rack up some serious bills if all they have is Medicare.
It's not all you think it's cracked up to be.
$100 per month my arse.
CC there you go again with that unlimited supply of misinformation
Part A Medicare has a $1,216 dollar deductible which covers your first 60 days in the Hospital! If I can get 60 days in the Hospital for $1,216 I consider it a bargain
Statics show the average person will go to the Hospital four times during his/her retirement years, it’s a rarity to spend more than a week in a Hospital bed not that it can’t happen, But how many people do you know that spent 60 days in hospital bed and if they did Medicare paid the bill, all but $1,216.
Part B Medicare has a $147. dollar deductible plus the 20% you mentioned but not everything has that, some things are covered from dollar one!
Let me explain this 20% in a little more detail, lets say your Doctor requests an MRI the bill is a ridiculous $2000. Medicare says the value of an MRI
should only be $500. of which they pay their 80% $400. leaving you $100 NOT the extra $1,600.
Medicare supplements (private Insurances) are rather reasonably priced, you can even leave the Traditional Medicare and go with a Medicare Advantage Plan.
With the Medigap policy and Medicare the bill is zilch!
and yes you can buy these policies for under $100 dollars a month.
In Minnesota Medicare doesn't allow for excess charges like
in some lowlife Republican States!
Common I think you’d be much happier in Texas, here’s a little tune for ya pard, it’s irony in case you don’t get it!,
Koolaid drinker, did you even read alcitizens statement in which I was responding to? Let me quote it again.
(alcitizens @ Oct. 13 2014,11:50 pm)
QUOTE
People 65 and older have government run healthcare insurance called Medicare and they only pay about $100 per month..
Thank you for helping my argument that Medicare recipients over 65+ pay way more out of pocket than $100 a month for the government run health insurance. I forgot to mention Part B costs, but one would think explaining the costs of part A alone would be sufficient in discrediting alciticens statement. Hey, I have an idea...let's include the out of pocket costs for part D while we're at it.
What a tool.
Posted by Liberal on Oct. 20 2014,10:33 pm
QUOTE
Part B premium Most people pay $104.90 each month.(This amount won't change in 2015.)
Part B deductible $147 per year. (This amount won't change in 2015.)
Part A premium Most people don't pay a monthly premium for Part A. If you buy Part A, you'll pay up to $426 each month. (Reduced to $407 in 2015.)
Part A hospital inpatient deductible
You pay:
$1,216 deductible for each benefit period ($1,260 in 2015)
Days 1-60: $0 coinsurance for each benefit period ($0 in 2015)
Days 61-90: $304 coinsurance per day of each benefit period ($315 in 2015)
Days 91 and beyond: $608 coinsurance per each "lifetime reserve day" after day 90 for each benefit period (up to 60 days over your lifetime) ($630 in 2015)
Beyond lifetime reserve days: all costs
< http://www.medicare.gov/your-me...ce.html >
Posted by alcitizens on Oct. 21 2014,12:20 am
(Common Citizen @ Oct. 20 2014,9:38 pm)
QUOTE
What a tool.
< https://www.humana.com/medicar...ns-list >
Posted by Common Citizen on Oct. 22 2014,1:34 pm
Well that settles it then. People over 65+ pay more than $100 per month for Medicare.I will accept your apologies for dragging this on for several posts and will thank you in advance.
Posted by Glad I Left on Oct. 22 2014,3:15 pm
(Common Citizen @ Oct. 22 2014,1:34 pm)
QUOTE
Well that settles it then. People over 65+ pay more than $100 per month for Medicare.
I will accept your apologies for dragging this on for several posts and will thank you in advance.
I will accept your apologies for dragging this on for several posts and will thank you in advance.
Bitch slap. Level: Expert
Posted by Expatriate on Oct. 26 2014,10:41 am
(Glad I Left @ Oct. 22 2014,3:15 pm)
QUOTE
(Common Citizen @ Oct. 22 2014,1:34 pm)
QUOTE
Well that settles it then. People over 65+ pay more than $100 per month for Medicare.
I will accept your apologies for dragging this on for several posts and will thank you in advance.
I will accept your apologies for dragging this on for several posts and will thank you in advance.
Bitch slap. Level: Expert
You two dinosaurs just keep telling each other about the great
Republican Plans for America.
Posted by Glad I Left on Oct. 27 2014,7:58 pm
The stupid republicans don't really have a plan either. i have said this a million times, I am in favor of heath care reform, but the ACA is not the answer.And quit lumping me in those gawd forsaken parties. I vote person over party. EVERY time.
Posted by Expatriate on Oct. 27 2014,8:52 pm
Yeah sure you bet, but you're the only one here you're fooling with that story!You voted for this old boy twice where did that get US
Posted by Common Citizen on Oct. 28 2014,6:21 am
^Loses one argument so starts another. Dude needs to get laid or something. 
Posted by Glad I Left on Oct. 28 2014,7:24 am
I only voted for him the first time, didn't make that mistake again. Same with Walz.I don't need to fool anyone, I know who I am and where I stand. I don't need your approval.
Posted by Expatriate on Oct. 28 2014,9:28 am
(Common Citizen @ Oct. 28 2014,6:21 am)
QUOTE
^Loses one argument so starts another. Dude needs to get laid or something.
You attacked Medicare with factoid I merely corrected, how’s that losing an augment?
Medicare is basically a good program, for you to attack the program highlights partisanship of the Republican Party.
Posted by Expatriate on Oct. 28 2014,9:30 am
QUOTE
I only voted for him the first time, didn't make that mistake again. Same with Walz.
I don't need to fool anyone, I know who I am and where I stand. I don't need your approval.
(Glad I Left @ Oct. 22 2014,3:15 pm)
QUOTE
Bitch slap. Level: Expert
Posted by Common Citizen on Oct. 28 2014,9:08 pm
(Expatriate @ Oct. 28 2014,9:28 am)
QUOTE
(Common Citizen @ Oct. 28 2014,6:21 am)
QUOTE
^Loses one argument so starts another. Dude needs to get laid or something.
You attacked Medicare with factoid I merely corrected, how’s that losing an augment?
Medicare is basically a good program, for you to attack the program highlights partisanship of the Republican Party.
Did you pass your English curriculum in school? Because you sure as hell have a difficult time with reading comprehension.
Posted by alcitizens on Oct. 29 2014,4:00 am
You are the worst at reading comprehension..
Posted by Expatriate on Nov. 07 2014,8:47 am
My health insurance premium increased by 4 % for 2015, the lowest in years.It remains the same health coverage as always as it falls under my IBEW contract, my employer pays the premium.
To those of you who are being hosed it’s your employer doing it, unionize or be stepped on, your choice.
"We must, indeed, all hang together or, most assuredly, we shall all hang separately"~Ben
Posted by Self-Banished on Nov. 07 2014,10:46 am
(Expatriate @ Nov. 07 2014,8:47 am)
QUOTE
To those of you who are being hose it’s your employer doing it, unionize or be stepped on, your choice.
Your compassion for workers that choose not to be subjugated by some bully union thugs is touching
What a piece of excrement.
Posted by Expatriate on Nov. 07 2014,10:49 am
(Self-Banished @ Nov. 07 2014,10:46 am)
QUOTE
Your compassion for workers that choose not to be subjugated by some bully union thugs is touching
What a piece of excrement.
What a piece of excrement.
SB at his best, the poor simple minded ninny can only insult as a come back to fact!
Posted by MADDOG on Nov. 07 2014,10:51 am
Then you're one of the very few fortunate ones. Unless of course you've been listening to the wrong people who have been giving you pre-midterm projections.< How much? A lot less than 63% — and a lot more than 4.5 >
QUOTE
< Health Insurance 'Sticker Shock' >
With great fanfare earlier this month, Minnesota Department of Commerce officials announced Minnesota would continue to have among the "lowest health insurance rates in the country." They were referring to health insurance sold through MNsure, which they said would only increase an "average of 4.5 percent."
That modest increase was immediately met with skepticism by Republican opponents of Gov. Mark Dayton's administration. However, the health insurance industry is also throwing cold water on the notion that Minnesotans will see rates go up just 4.5 percent. Whether buying insurance in the MNSure system or through the private market, for most Minnesotans reality will not match the rosy 4.5 percent "average increase."
"You've got to remember, the majority of consumers who have individual health insurance policies did not buy them through MNsure," says Alycia Reidl of the Minnesota Association of Health Underwriters. "Most of them are outside of MNsure at this point, and they haven't received their renewals yet. As they start to receive them, they're going to understand they have significant increases facing them."
Reidl made that point to the MNsure Board at their first meeting since the new MNsure rates were announced. She told them many Minnesotans now have the mistaken notion their rates will go up only 4.5 percent. Instead, Reidl says they're likely to get "sticker shock" when they see their increases.
With great fanfare earlier this month, Minnesota Department of Commerce officials announced Minnesota would continue to have among the "lowest health insurance rates in the country." They were referring to health insurance sold through MNsure, which they said would only increase an "average of 4.5 percent."
That modest increase was immediately met with skepticism by Republican opponents of Gov. Mark Dayton's administration. However, the health insurance industry is also throwing cold water on the notion that Minnesotans will see rates go up just 4.5 percent. Whether buying insurance in the MNSure system or through the private market, for most Minnesotans reality will not match the rosy 4.5 percent "average increase."
"You've got to remember, the majority of consumers who have individual health insurance policies did not buy them through MNsure," says Alycia Reidl of the Minnesota Association of Health Underwriters. "Most of them are outside of MNsure at this point, and they haven't received their renewals yet. As they start to receive them, they're going to understand they have significant increases facing them."
Reidl made that point to the MNsure Board at their first meeting since the new MNsure rates were announced. She told them many Minnesotans now have the mistaken notion their rates will go up only 4.5 percent. Instead, Reidl says they're likely to get "sticker shock" when they see their increases.
Posted by Self-Banished on Nov. 07 2014,10:53 am
(Expatriate @ Nov. 07 2014,10:49 am)
QUOTE
(Self-Banished @ Nov. 07 2014,10:46 am)
QUOTE
Your compassion for workers that choose not to be subjugated by some bully union thugs is touching
What a piece of excrement.
What a piece of excrement.
SB at his best, the poor simple minded ninny can only insult as a come back to fact!
Poor wood-headed union idiot that can't think for himself.
- How can you tell when a Teamster’s died? The doughnut drops out of his hand.
Posted by Expatriate on Nov. 07 2014,11:07 am
(MADDOG @ Nov. 07 2014,10:51 am)
QUOTE
Then you're one of the very few fortunate ones. Unless of course you've been listening to the wrong people who have been giving you pre-midterm projections.
4% is the best we've seen in years, prior to this year it's been double digit increases every year. If it's Obamacare coming online or not it's a welcome relief.
The Medical system in this country is still broken we need to follow Germany or the Netherlands into a full scale heath system.
These folks operate on half the cost and provide better service and outcomes!
Posted by Common Citizen on Nov. 07 2014,11:56 am
That's because you're talking insurance premiums not health care costs. There's a difference and the Donk leaders in the country have you bamboozled into thinking they are one in the same.
Posted by Moparman on Nov. 07 2014,3:57 pm
(Self-Banished @ Nov. 07 2014,10:53 am)
QUOTE
(Expatriate @ Nov. 07 2014,10:49 am)
QUOTE
(Self-Banished @ Nov. 07 2014,10:46 am)
QUOTE
Your compassion for workers that choose not to be subjugated by some bully union thugs is touching
What a piece of excrement.
What a piece of excrement.
SB at his best, the poor simple minded ninny can only insult as a come back to fact!
Poor wood-headed union idiot that can't think for himself.
Gee my insurance went up a whole .05%. My pension plan has been fully funded for years and is set up to be that way for many more. Generous paid vacation, holidays, sick days. The freedom of not having to worry about losing my job at the whim of someone else (the REAL thugs). The top wages in the area which allows me to support both the local and national economies. Heck, just the benefit portion of my compensation package is over $32k a year.
But, the best part is listening to these "independents" cry, whine, and b!tch about it because somehow they feel entitled.
Posted by Self-Banished on Nov. 07 2014,6:10 pm
^^^...with a fully furnished Marshfield
Posted by irisheyes on Nov. 09 2014,8:06 pm
(Common Citizen @ Nov. 07 2014,11:56 am)
QUOTE
That's because you're talking insurance premiums not health care costs. There's a difference and the Donk leaders in the country have you bamboozled into thinking they are one in the same.
No, the paragraph regarding Germany and the Netherlands didn't mention health care premiums, you're the one that assumed that.
The statement about costs is true, many other industrialized nations cover everyone and do it for half of the per-capita health care costs of the United States.
A funny pic I came across regarding health insurance though, Breaking Bad in Canada.
Posted by Expatriate on Nov. 10 2014,7:34 am
@ Common,Your opinion is biased by your association as an agent/broker with the insurance industry.
You have countless executives drawing annual compensation equivalent to the mega millions jackpot!
Now that the ACA is in force and they can’t deny you coverage for that preexisting mental disorder,
you should have that bipolar disorder treated, you know the one that has you parroting Beck in one post and Limbaugh in the next!
Common: the best of the lousiest...and the lousiest of the best.
Posted by Common Citizen on Nov. 11 2014,7:50 pm
(irisheyes @ Nov. 09 2014,8:06 pm)
QUOTE
(Common Citizen @ Nov. 07 2014,11:56 am)
QUOTE
That's because you're talking insurance premiums not health care costs. There's a difference and the Donk leaders in the country have you bamboozled into thinking they are one in the same.
No, the paragraph regarding Germany and the Netherlands didn't mention health care premiums, you're the one that assumed that.
The statement about costs is true, many other industrialized nations cover everyone and do it for half of the per-capita health care costs of the United States.
A funny pic I came across regarding health insurance though, Breaking Bad in Canada.
This is what I was referring to Einstein. Don't even get me started on the 4% BS.You two lovebirds should get a room. Maybe tweet to each other.
QUOTE
[quote=Expatriate,Nov. 07 2014,11:07 am]
4% is the best we've seen in years, prior to this year it's been double digit increases every year.
4% is the best we've seen in years, prior to this year it's been double digit increases every year.
Posted by Common Citizen on Nov. 11 2014,8:28 pm
(irisheyes @ Nov. 09 2014,8:06 pm)
QUOTE
The statement about costs is true, many other industrialized nations cover everyone and do it for half of the per-capita health care costs of the United States.
Are you referring to Canada?
Because if you are, like you said, our governmenment already spends more per capita on health care costs yet according to most liberals, Canada still has a better system...yet this is where you place your faith? Our government? Wtf?
Kind of reminds me of the war on poverty. Our government created programs 50 years ago and what do we have to show for it? A bloated bureaucracy that has exasperated the very issue it intended to fix with no end in site.
Government is not the solution.
...nuff said.
Posted by alcitizens on Nov. 12 2014,6:37 am
These low life Republicans running for government political positions that say we need to shrink government tells me they are more into reducing jobs then creating the conditions to increase employment.. And people get sucked right into their bullsh!t.. Humans have always needed leadership since day one to give them direction..
The Federal Government is the most powerful leadership and they lead the States which lead Local Governments that lead we the People..
Republicans want 50 countries of America, not States..
Posted by Self-Banished on Nov. 12 2014,7:35 am
(alcitizens @ Nov. 12 2014,6:37 am)
QUOTE
[b]Humans have always needed leadership since day one to give them direction.
I'm my own leader, and I do just fine thank you.
Posted by Glad I Left on Nov. 12 2014,10:33 am
(alcitizens @ Nov. 12 2014,6:37 am)
QUOTE
The Federal Government is the most powerful leadership and they lead the States which lead Local Governments that lead we the People..
I will only speak for myself on this one...
I don't think most people would disagree that gov't is a necessary evil. However where I go in a different direction is to the point of how big and bloated the gov't has become. It is about to collapse under its own weight.
How many federal agencies does this country need? How many programs do we need? How much of these overlap and can be combined?
I will support any person, regardless of party that can sort that out and get us an efficient government.
Posted by MADDOG on Nov. 12 2014,5:20 pm
Here and all this time I thought the Constitution was written to empower the authority of the people of the United States of America. The Constitution of the people is where the legislative bodies receives its power from. Simply us. It also provides important limitations on the government that protects the fundamental rights of United States citizens.They are suppose to work for us.
Posted by alcitizens on Nov. 13 2014,8:02 am
You boys and girls need to realize that there has always been a Chain of Command in our lives.. Voting allows us to elect the Leaders that best represent our values.. Vern Rasmussen, the Mayor of Albert Lea has limited power to make laws beyond those listed in Minnesota Statutes, Statutes created by the people elected by the people to lead us .. And on and on..
A Government of the people, by the people, for the people..
Americans can bitch about our country all they want but no matter what, every part of the Government we have today was created by we the people..
Posted by Self-Banished on Nov. 13 2014,5:08 pm
(alcitizens @ Nov. 13 2014,8:02 am)
QUOTE
You boys and girls need to realize that there has always been a Chain of Command in our lives.. Voting allows us to elect the Leaders that best represent our values..
Real leaders lead from the front, for instance living under the same health ins they've shoved down our throats instead of hiding behind their privilege. Politicians, progressives? it doesn't matter what letter is behind their name are being elected because of how much free stuff they give out, not because they are leaders. The welfare mommies and daddies that keep squirting out kids, the "takers" of society, the ones that consume more resources than they produce, etc...now I don't begrudge actual needed welfare but some of the stuff I've seen thru out the years border on criminal.
Alky, you're nothing more than a useful tool, the gov. holds up a "treat" and I bet you dance like a little dog.
Posted by alcitizens on Nov. 14 2014,2:05 am
What should we do with people that can't get a job or hold a job?
Posted by Self-Banished on Nov. 14 2014,4:28 am
(alcitizens @ Nov. 14 2014,2:05 am)
QUOTE
What should we do with people that can't get a job or hold a job?
Do I really need to say it???
Posted by alcitizens on Nov. 14 2014,6:43 am
(Self-Banished @ Nov. 14 2014,4:28 am)
QUOTE
(alcitizens @ Nov. 14 2014,2:05 am)
QUOTE
What should we do with people that can't get a job or hold a job?
Do I really need to say it???
Yes please, I would like to hear your opinion since you're one of the smart people..
Posted by Self-Banished on Nov. 14 2014,7:40 am
(alcitizens @ Nov. 14 2014,6:43 am)
QUOTE
(Self-Banished @ Nov. 14 2014,4:28 am)
QUOTE
(alcitizens @ Nov. 14 2014,2:05 am)
QUOTE
What should we do with people that can't get a job or hold a job?
Do I really need to say it???
Yes please, I would like to hear your opinion since you're one of the smart people..
OK, "life's tough buttercup"
We're not all born equal, abilities, intellect, ambition, etc. we should take care of our own (not every other countries dregs) there are some that we should afford our charity but there are many who take advantage of the system, abuse it, have a false sense of entitlement. These need to be weeded out, a gentle pat on the shoulder (or a boot in the ass) and told you're on your own pal.
Let nature take it's course.
Posted by alcitizens on Nov. 14 2014,8:21 am
(Self-Banished @ Nov. 14 2014,7:40 am)
QUOTE
(alcitizens @ Nov. 14 2014,6:43 am)
QUOTE
(Self-Banished @ Nov. 14 2014,4:28 am)
QUOTE
(alcitizens @ Nov. 14 2014,2:05 am)
QUOTE
What should we do with people that can't get a job or hold a job?
Do I really need to say it???
Yes please, I would like to hear your opinion since you're one of the smart people..
OK, "life's tough buttercup"
We're not all born equal, abilities, intellect, ambition, etc. we should take care of our own (not every other countries dregs) there are some that we should afford our charity but there are many who take advantage of the system, abuse it, have a false sense of entitlement. These need to be weeded out, a gentle pat on the shoulder (or a boot in the ass) and told you're on your own pal.
Let nature take it's course.
When you take away the basics to maintain life, people will turn to crime..
Food and Housing is available to everyone that wants it if they commit crimes, its called prison..
We would pay 10 times more to feed and house prisoners than the cost to supply the basics with welfare to the less fortunate..
There will always be those that play the system, including people like you that claim more in tax deductions than allowed..
Posted by MADDOG on Nov. 14 2014,8:33 am
S.B., do you ever get the feeling you are conversing with plankton?
Posted by Self-Banished on Nov. 14 2014,9:50 am
Yes, but I think plankton probably has better grammar.
Posted by Self-Banished on Nov. 14 2014,9:54 am
(alcitizens @ Nov. 14 2014,8:21 am)
QUOTE
We would pay 10 times more to feed and house prisoners than the cost to supply the basics with welfare to the less fortunate.
How much does a flight over Mexico and a parachute cost?
Posted by alcitizens on Nov. 14 2014,6:15 pm
(Self-Banished @ Nov. 14 2014,9:54 am)
QUOTE
How much does a flight over Mexico and a parachute cost?
Another dumbass comment by Self Banished..
Posted by Self-Banished on Nov. 14 2014,6:18 pm
Wow, you are just bitter. Relax, enjoy life a little.
Posted by alcitizens on Nov. 14 2014,6:28 pm
(Self-Banished @ Nov. 14 2014,9:50 am)
QUOTE
Yes, but I think plankton probably has better grammar.
Another dumbass comment by Self Banished..
Posted by Common Citizen on Nov. 25 2014,1:57 pm
My group premium increased 33% for 2015 and my out of pocket increased by another 20% as well. First double digit increase in years.Thanks Obama for passing the Affordable for some but not for others Care Act.
Guess we know where those premium costs are shifting.
Posted by Common Citizen on Nov. 26 2014,7:12 am
QUOTE
Under the president’s new amnesty, businesses will have a $3,000-per-employee incentive to hire illegal immigrants over native-born workers because of a quirk of Obamacare.
President Obama’s temporary amnesty, which lasts three years, declares up to 5 million illegal immigrants to be lawfully in the country and eligible for work permits, but it still deems them ineligible for public benefits such as buying insurance on Obamacare’s health exchanges.
Under the Affordable Care Act, that means businesses who hire them won’t have to pay a penalty for not providing them health coverage — making them $3,000 more attractive than a similar native-born worker, whom the business by law would have to cover. < My Webpage >
Posted by Self-Banished on Nov. 26 2014,8:37 am
(Common Citizen @ Nov. 26 2014,7:12 am)
QUOTE
QUOTE
Under the president’s new amnesty, businesses will have a $3,000-per-employee incentive to hire illegal immigrants over native-born workers because of a quirk of Obamacare.
President Obama’s temporary amnesty, which lasts three years, declares up to 5 million illegal immigrants to be lawfully in the country and eligible for work permits, but it still deems them ineligible for public benefits such as buying insurance on Obamacare’s health exchanges.
Under the Affordable Care Act, that means businesses who hire them won’t have to pay a penalty for not providing them health coverage — making them $3,000 more attractive than a similar native-born worker, whom the business by law would have to cover. < My Webpage >
So another big part of the Obama/Dem stimulus pan.
Posted by MADDOG on Nov. 26 2014,10:27 am
How touching of a picture.
Posted by Self-Banished on Nov. 26 2014,10:32 am
^^^ personally, I find it pretty creepy but I but there are a few posters on here that might get "wood" viewing it.
Posted by irisheyes on Nov. 26 2014,4:17 pm
(Self-Banished @ Nov. 14 2014,9:54 am)
QUOTE
How much does a flight over Mexico and a parachute cost?
The vast majority of those entitlements you describe go to cover the elderly, particularly for care in their last year of life.
If you feel differently, now is a good time to purchase that parachute and tell your family where in Mexico they should drop you.
Posted by Self-Banished on Nov. 28 2014,7:14 am
(irisheyes @ Nov. 26 2014,4:17 pm)
QUOTE
(Self-Banished @ Nov. 14 2014,9:54 am)
QUOTE
How much does a flight over Mexico and a parachute cost?
The vast majority of those entitlements you describe go to cover the elderly, particularly for care in their last year of life.
If you feel differently, now is a good time to purchase that parachute and tell your family where in Mexico they should drop you.
Nasty little fact here is that I've paid for it all my working life.
Maybe you should go, I'd even pack your parachute for you
Courtesy of Maddog,
Are you related???
Posted by Common Citizen on Nov. 29 2014,8:26 am
< Don't Tell 'Em >
Posted by alcitizens on Dec. 02 2014,11:20 pm
(Common Citizen @ Nov. 26 2014,7:12 am)
QUOTE
Under the Affordable Care Act, that means businesses who hire them won’t have to pay a penalty for not providing them health coverage — making them $3,000 more attractive than a similar native-born worker, whom the business by law would have to cover.
What's new? Its always been that way..
Will Republicans do anything to correct the situation? Hell no..
Posted by Self-Banished on Dec. 03 2014,4:31 am
(alcitizens @ Dec. 02 2014,11:20 pm)
QUOTE
(Common Citizen @ Nov. 26 2014,7:12 am)
QUOTE
Under the Affordable Care Act, that means businesses who hire them won’t have to pay a penalty for not providing them health coverage — making them $3,000 more attractive than a similar native-born worker, whom the business by law would have to cover.
What's new? Its always been that way..
Will Republicans do anything to correct the situation? Hell no..
So what you're saying is that it's ok to avoid paying the $3k fine and that it's the Dems that have made it possible.
Posted by alcitizens on Dec. 03 2014,6:47 am
Another dumbass comment by Self Banished..
Posted by Self-Banished on Dec. 03 2014,7:36 am
(alcitizens @ Dec. 03 2014,6:47 am)
QUOTE
Another dumbass comment by Self Banished..
I merely pointed out the obvious.
Posted by Moparman on Dec. 09 2014,2:54 pm
(Self-Banished @ Nov. 07 2014,6:10 pm)
QUOTE
^^^...with a fully furnished Marshfield
I have no idea what that means.
Even after I googled it I still have no idea what your talking about.
Posted by Self-Banished on Dec. 09 2014,3:31 pm
^ I'm sorry, Rollohome???
Posted by Self-Banished on Dec. 09 2014,4:47 pm
(Moparman @ Dec. 09 2014,2:54 pm)
QUOTE
(Self-Banished @ Nov. 07 2014,6:10 pm)
QUOTE
^^^...with a fully furnished Marshfield
I have no idea what that means.
Even after I googled it I still have no idea what your talking about.A picture sometimes helps, casa de Mopar.
Posted by Moparman on Dec. 22 2014,10:06 pm
Looks just like the one I lived in back in college. We also used to have a trailer on one for our farms. The rent income it generated paid for itself many times over before we sold it. I have known a few folks that lived in trailer homes, good hard working people. But I imagine a pompous, egotistical, judgmental pig like your self believes that your address or the size of your mortgage dictates your status in life.
Posted by Self-Banished on Dec. 23 2014,4:36 am
(Moparman @ Dec. 22 2014,10:06 pm)
QUOTE
Looks just like the one I lived in back in college. We also used to have a trailer on one for our farms. The rent income it generated paid for itself many times over before we sold it. I have known a few folks that lived in trailer homes, good hard working people. But I imagine a pompous, egotistical, judgmental pig like your self believes that your address or the size of your mortgage dictates your status in life.
We also used to have a trailer on one for our farms. The rent income it generated paid for itself many times over before we sold it. I have known a few folks that lived in trailer homes, good hard working people. But I imagine a pompous, egotistical, judgmental pig like your self believes that your address or the size of your mortgage dictates your status in life. Thank God I'm not a union pig
I built what I have by myself, no outside help, Mom and Dad passed nothing down to me.
Posted by irisheyes on Dec. 24 2014,1:13 am
(Self-Banished @ Dec. 23 2014,4:36 am)
QUOTE
I built what I have by myself, no outside help, Mom and Dad passed nothing down to me.
You may want Mrs. Self-banished to read the above.
I think everyone is helped at some point in their life, just because you weren't left an inheritance from your parents doesn't negate that.
QUOTE
Thank God I'm not a union pig
Many of the hardest working people out there are union.
Posted by Self-Banished on Dec. 24 2014,4:47 am
(irisheyes @ Dec. 24 2014,1:13 am)
QUOTE
You may want Mrs. Self-banished to read the above.
Many of the hardest working people out there are union.
Many of the hardest working people out there are union.
Mrs. Self Banished is my second wife and I was well established before I met her.
And petty much every Union worker I know is lazy.
Posted by grassman on Jan. 02 2015,11:00 pm
Obamacare tax surprise loomingBy Tami Luhby @Luhby January 2, 2015: 9:22 AM ET
Obamacare enrollees who received subsidies to help pay for coverage will soon have to reconcile how much they actually earned in 2014 with how much they estimated when they applied many, many months ago.
This will likely lead to some very unhappy Americans. Those who underestimated their income either will receive smaller tax refunds or will owe the IRS money.
That's because subsidies are actually tax credits and are based on annual income, but folks got their 2014 subsidy before knowing exactly what they'd make in 2014. So you'll have to reconcile the two with the IRS during the upcoming tax filing season.
It won't be surprising if many enrollees guessed wrong. The sign up period began in October 2013 and many people did not know what they'd earn in 2014. Some went off what they earned in 2012.
Also, it was up to consumers to report major changes in their circumstances, such as landing a new job or getting married, so their subsidy amounts could be recalculated.
We're not talking chump change. Those who applied through the federal exchange received an average monthly subsidy of $264, according to the most recent figures reported by the Obama administration. They only had to pay $82 a month, on average, for coverage, Roughly 85% of total enrollees received help with insurance premiums. The administration last month said 2014 enrollment was 6.7 million.
Those who underestimated their earnings could owe thousands of dollars, though there is a $2,500 cap for those who remain eligible for subsidies. The threshold for eligibility is based on income - $45,900 for an individual and $94,200 for a family in 2014.
Of course, those who overestimated their 2014 income may get a healthier-than-expected refund. And some will see no change.
Here's what happens next:
Obamacare enrollees should receive Form 1095-A from their exchange by Jan 31. It lists who in the household had policies and how much they received in monthly subsidies.
Taxpayers will then use that documentation to fill out Form 8962, which asks details on insurance, subsidies and income. If they were not covered for the entire year, they have to break down the subsidy payments by month.
"It will be very difficult for those individuals who received premium tax credits to prepare their taxes on their own and get this straight," said Timothy Jost, a law professor at Washington and Lee University.
Also concerning is whether the Form 1095-As will contain accurate information and whether the exchanges will send them by the end of January, said Jost, who writes about Obamacare for the Health Affairs blog.
Exchange officials interviewed do not expect there to be problems with their record keeping. The federal exchange is currently testing its process to confirm premium and subsidy amounts with insurers to make sure can generate accurate tax forms.
"Consumers will receive their 1095-A from the [exchange] in the mail and it will be posted to their online healthcare.gov account during tax filing season," said Aaron Albright, a spokesman for the Centers for Medicare & Medicaid Services, which oversees the federal exchange. If there are errors, they can go to healthcare.gov/taxes to get a corrected form.
Covered California, the largest state-based exchange, expects to mail its forms on Jan. 20, said Dana Howard, the exchange's deputy director of communications.
Consumers who have trouble filling out their returns shouldn't expect to get timely help from the IRS. The agency had its budget cut, and its commissioner recently said it may only be able to answer just over half the phone calls received.
"Phone calls won't be answered even as poorly as they were last year," said Roberton Williams, a fellow at the Tax Policy Center.
Posted by Self-Banished on Jan. 03 2015,3:24 am
^^^ First the carrot, now comes the stick
Posted by Common Citizen on Jan. 27 2015,6:44 am
QUOTE
Obamacare program costs $50,000 in taxpayer money for every American who gets health insurance, says bombshell budget report
•Stunning figure comes from Congressional Budget Office report that revised cost estimates for the next 10 years
•Government will spend $1.993 TRILLION over a decade and take in $643 BILLION in new taxes, penalties and fees related to Obamacare
•The $1.35 trillion net cost will result in 'between 24 million and 27 million' fewer Americans being uninsured – a $50,000 price tag per person at best
•The law will still leave 'between 29 million and 31 million' nonelderly Americans without medical insurance
•Numbers assume Obamacare insurance exchange enrollment will double between now and 2025
•Stunning figure comes from Congressional Budget Office report that revised cost estimates for the next 10 years
•Government will spend $1.993 TRILLION over a decade and take in $643 BILLION in new taxes, penalties and fees related to Obamacare
•The $1.35 trillion net cost will result in 'between 24 million and 27 million' fewer Americans being uninsured – a $50,000 price tag per person at best
•The law will still leave 'between 29 million and 31 million' nonelderly Americans without medical insurance
•Numbers assume Obamacare insurance exchange enrollment will double between now and 2025
QUOTE
Those costs will 'rise steadily through 2022' before leveling off for three years, the groups' economists determined. But even at that point, the Obamacare program will cost the governemnt 'about $145 billion' each year.
That number doesn't include the insurance premiums and out-of-pocket health care costs paid by Americans – only the government's role in implementing the law and paying for its guarantees.
And the law will still leave 'between 29 million and 31 million' nonelderly Americans without medical insurance, says the CBO.
< My Webpage >That number doesn't include the insurance premiums and out-of-pocket health care costs paid by Americans – only the government's role in implementing the law and paying for its guarantees.
And the law will still leave 'between 29 million and 31 million' nonelderly Americans without medical insurance, says the CBO.
< 5 Pinocchios >
Still think it's a great idea? The idiots that bought into this are dumber than a box of rocks. You know who you are.
Posted by Self-Banished on Jan. 27 2015,12:28 pm
^^ Your post has been up about 6hours now CC, no libs coming to the defense? No Buster supporters denying this???
Posted by alcitizens on Jan. 27 2015,12:46 pm
Obamacare is here to stay, make it better..
Posted by Self-Banished on Jan. 27 2015,6:12 pm
(alcitizens @ Jan. 27 2015,12:46 pm)
QUOTE
Obamacare is here to stay, make it better..
But it was supposed to be the answer to all our problems the way it was passed
Don't you remember? "We have to pass it to see what's in it" :dunce:p
Posted by irisheyes on Jan. 29 2015,8:09 am
(Common Citizen @ Jan. 27 2015,6:44 am)
QUOTE
Still think it's a great idea?
A compromise was needed even if we didn't agree on everything, many of us wanted single-payer but the insurance lobbyist tend to kill that before it gets anywhere so we took a Republican plan, you'd think they would have approved it since it was their's to begin with.
Most people wanted to get rid of pre-existing conditions, drastically reduce bankruptcies related to health care, reduce the uninsured, and extend the Medicare trust fund before it hits insolvency. Repubs were going to let the status quo go on until we hit bankruptcy. Much like a majority of American bankruptcies related to health care, conservatives didn't seem to mind that it was happening.
QUOTE
The idiots that bought into this are dumber than a box of rocks.
You know I'm not an idiot, so I'm not too offended. But it's the nature of compromise. If you know of a better bill that the Repubs actually put forth you can name the bill and we'll discuss it.
Self-Banished:
QUOTE
Don't you remember? "We have to pass it to see what's in it"
I remember when state Republicans put Voter ID to amendment, they were asked about specifics and what the legislation would say. You know what they said? We'd have to pass it to find out!
Ironic, the media didn't mention that, and I don't think the conservatives minded that they'd have to pass it to find out what's in it. I guess they don't mind when Repubs are the ones doing it.
Posted by Expatriate on Jan. 29 2015,8:36 am
All you’ve got is Obama care or Benghazi, I've got an AM radio I don’t need a parrot! Remember what happened to the dinosaurs when they couldn't adapt!
Posted by Self-Banished on Jan. 29 2015,11:03 am
(Expatriate @ Jan. 29 2015,8:36 am)
QUOTE
All you’ve got is Obama care or Benghazi, I've got an AM radio I don’t need a parrot!
Remember what happened to the dinosaurs when they couldn't adapt!
Remember what happened to the dinosaurs when they couldn't adapt!
Please, oh please sir, dazzle us some more with your stupidity.
Posted by Moparman on Jan. 29 2015,8:09 pm
(Self-Banished @ Dec. 24 2014,4:47 am)
QUOTE
(irisheyes @ Dec. 24 2014,1:13 am)
QUOTE
You may want Mrs. Self-banished to read the above.
Many of the hardest working people out there are union.
Many of the hardest working people out there are union.
Mrs. Self Banished is my second wife and I was well established before I met her.
And petty much every Union worker I know is lazy.
And you know pretty much every truck driver I have met is a smelly, non English speaking, toothless, 8th grade drop out. But I'm not arrogant enough to generalize them all that way. I figure you'd last about 1 hr doing the "lazy work" our older employees perform.
Posted by Moparman on Jan. 29 2015,8:11 pm
(Self-Banished @ Dec. 23 2014,4:36 am)
QUOTE
(Moparman @ Dec. 22 2014,10:06 pm)
QUOTE
Looks just like the one I lived in back in college. We also used to have a trailer on one for our farms. The rent income it generated paid for itself many times over before we sold it. I have known a few folks that lived in trailer homes, good hard working people. But I imagine a pompous, egotistical, judgmental pig like your self believes that your address or the size of your mortgage dictates your status in life.
We also used to have a trailer on one for our farms. The rent income it generated paid for itself many times over before we sold it. I have known a few folks that lived in trailer homes, good hard working people. But I imagine a pompous, egotistical, judgmental pig like your self believes that your address or the size of your mortgage dictates your status in life. Thank God I'm not a union pig
I built what I have by myself, no outside help, Mom and Dad passed nothing down to me.
You have proven the point many times yourself that you don't have to be in a union to be a pig!
I'm sorry your mom and dad were not very successful, maybe they should have worked harder....
Posted by Self-Banished on Jan. 30 2015,12:56 am
(Moparman @ Jan. 29 2015,8:11 pm)
QUOTE
(Self-Banished @ Dec. 23 2014,4:36 am)
QUOTE
(Moparman @ Dec. 22 2014,10:06 pm)
QUOTE
Looks just like the one I lived in back in college. We also used to have a trailer on one for our farms. The rent income it generated paid for itself many times over before we sold it. I have known a few folks that lived in trailer homes, good hard working people. But I imagine a pompous, egotistical, judgmental pig like your self believes that your address or the size of your mortgage dictates your status in life.
We also used to have a trailer on one for our farms. The rent income it generated paid for itself many times over before we sold it. I have known a few folks that lived in trailer homes, good hard working people. But I imagine a pompous, egotistical, judgmental pig like your self believes that your address or the size of your mortgage dictates your status in life. Thank God I'm not a union pig
I built what I have by myself, no outside help, Mom and Dad passed nothing down to me.
You have proven the point many times yourself that you don't have to be in a union to be a pig!
I'm sorry your mom and dad were not very successful, maybe they should have worked harder...
Funny, those are my thoughts of most lift operators, nice people but needing direction because they lack initiative.
Mom and Dad did ok, small full time farmers, not part time like some. They raised three kids, we always had food on the table, clothes on our back and they put all three of us through as much college as we wanted. All three of us own or owned our own businesses.
They did it right.
Posted by Self-Banished on Jan. 30 2015,6:09 am
Hopefully, our legislators will have the backbone to say no.< http://www.startribune.com/politics/statelocal/290262971.html >
Posted by alcitizens on Jan. 30 2015,1:36 pm
(Self-Banished @ Dec. 24 2014,4:47 am)
QUOTE
And petty much every Union worker I know is lazy.
John Deere Gator RSX850i Trail model equipment is Union Made in the U.S. by members of IAM Local 873.
Posted by Self-Banished on Jan. 31 2015,4:30 am
^^and your point is???Most likely assembled in the US. I'd be curious as to how much is made here.
If you read the reviews on this machine you'll find out it's not made well.
Posted by alcitizens on Jan. 31 2015,12:10 pm
(Self-Banished @ Jan. 31 2015,4:30 am)
QUOTE
^^and your point is???
Most likely assembled in the US. I'd be curious as to how much is made here.
If you read the reviews on this machine you'll find out it's not made well.
Most likely assembled in the US. I'd be curious as to how much is made here.
If you read the reviews on this machine you'll find out it's not made well.
I just thought you might know someone that likes quality Union Made in the US John Deere's..
I can tell that you're a Snapper kinda guy.. They're represented by United Steelworkers Local 2-232..
Posted by Self-Banished on Jan. 31 2015,2:37 pm
Not into ATV' just fishing.